I need to pay off some card debt and other things and it comes out to 1500 dollar and the loan applications that i tried say that i make insufficient funds to pay back. please help me?
2007-10-16 11:57:09 · 8 answers · asked by Devil Women 2 in Business & Finance ➔ Personal Finance
About the only people who would loan you money without a credit check would be your parents. Don't go to a title loan company or pay day loan company because that will only make matters worse. It may take time but just paying on your debt and not charging any more will help. Have you considered a part time job? Donating plasma?
Everybody says that it takes 40 years to pay off a credit card only making the minimum payment. But did you know that if you pay only $10.00 per month over the minimum you will cut that time in half. What I am getting at here is that you don't have to devote too much time to a pt job if you just take the extra money to pay off your debt.
Good Luck
2007-10-16 12:09:12 · answer #1 · answered by Deb W 5 · 0⤊ 0⤋
In the current personal loan market your best choice is KNOWYOURCREDITOPTIONS.COM the reason I say this is because things are always changing. After the 2008 financial meltdown. Underwriting rules have been changing and they continue to make small changes all the time. It really doesn't matter if you have perfect credit or bad credit there are options for just about any situation these days. With that said its going to be impossible to answer your question. My recommendation is grab a quote from my previously mentioned place. You'll be able to see different kinds of programs and rates available for your personal financial profile . Not matter if its an emergency, vacation, or for private reasons; just about any situation is considered. No matter the credit or current job situation 1500. Just let them know what you got and see whats possible from a top provider in the industry today.
2016-05-23 00:05:31 · answer #2 · answered by merle 3 · 0⤊ 0⤋
Instead of trying to shift your debt, work on paying off what you have now.
Start by making a strict budget. Eliminate all the extras -- eating out, new clothes, cell phone, premium cable and internet, etc. Put every penny you can squeeze out of that budget on the highest interest rate debt, while making the minimum payment on the rest. When the highest interest rate debt is paid off, move to the next till they're all paid in full
Find ways to make cash. Have a garage sale, colllect alum cans, get a part time job -- pizza delivery has flexible hours.
If you work at it, you should have that debt paid off within 2 years. And you'll have a good payment record which will improve your score.
2007-10-16 12:09:20 · answer #3 · answered by bdancer222 7 · 0⤊ 0⤋
This is a temporary solution at best, but could you take a cash advance on a couple (or more) credit cards to pay down the card debt that is due right away?
The only other solution I have is to borrow from friends or family.
Good luck!
2007-10-16 12:12:11 · answer #4 · answered by Isabel 3 · 0⤊ 1⤋
For Credit and finance solutions I always recommend this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=5YAWds13tGY73fDG1
RE :So where can i find 1500 dollars to borrow and it does not involve checking my credit?
I need to pay off some card debt and other things and it comes out to 1500 dollar and the loan applications that i tried say that i make insufficient funds to pay back. please help me?
Follow 7 answers
2017-04-06 10:57:12 · answer #5 · answered by ? 6 · 0⤊ 0⤋
cashcall. lol, but that is horrible. the interest rate is like 99%.
2007-10-16 12:00:18 · answer #6 · answered by mitchellinho 4 · 0⤊ 2⤋
Your family, friends, or the Mafia.
2007-10-16 12:19:41 · answer #7 · answered by Kyle B 4 · 0⤊ 1⤋
from Vinnie.
2007-10-16 12:13:05 · answer #8 · answered by Anonymous · 0⤊ 1⤋