We bought our home 2 years ago, and the title was clear. Now our homeowners association has put a lien on our place because we refuse to pay the previous owner's 3+ years of past dues. The title was clear when we bought it, then a year later they send us a bill for 2003-2005 - we didn't even purchase our home until the end of 2005. The association did not put a lien on the home when they should have, which would have made the previous owners responsible. Through working with an attorney, we discovered that the assessments run with the land, and we are responsible **gasp. Here is my question: We have tried to pay our dues (Not the previous owner's, but our own since we've lived here), and the association is refusing our payments. Is there anything out there that states if they refuse our payment, the whole bill is null and void? A few people have told me this, but I can't find anything about it. Any suggestions? Websites? Ideas? Thanks, from a small farm in Montana.
2007-10-15 09:12:50 · 7 answers · asked by screenedcandles 1 in Business & Finance ➔ Renting & Real Estate
How much is it for? 3 years of HOA dues in my subdivision would be ~$300. I would pay it and then fight it if it's only a few hundred bucks.
Alternately, I would put the current amount (since you've purchased it) in an escrow account and have an attorney send a letter stating that you have money in the escrow account for the period of time you've lived there and when they are ready to be reasonable they can get the money that YOU owe them.
Good luck!
2007-10-15 09:46:21 · answer #1 · answered by Rush is a band 7 · 1⤊ 0⤋
You should contact the title officer at the title company who provided the title policy when you bought. This is a good example of what title insurance if for!
2007-10-15 09:43:31 · answer #2 · answered by Vicki L 1 · 0⤊ 0⤋
As I understand it, if there is an assessment already in place when you buy it, it has to be stated in writing in the paperwork that the original owners will be responsible for it solely. If that is not written, then you take on the debt of the assessment. By law, they are required to disclose any "known" assessments. Go through all of your paperwork again. If they failed to disclose it, your best option is to sue the previous owners in small claims court.
2007-10-15 09:19:37 · answer #3 · answered by Jenn S 1 · 2⤊ 0⤋
This sounds really fishy, have you tried to arrange a face to face meeting with someone from the HOA? Surely they have to understand thast you didn't live there for the time that they are demanding payment? I would try to hanle this as politely as possible at first and then just refuse to pay - put a retainer on a good lawyer and see if they want to take you to court for payment. Once at court I think you can win. Good luck.
2007-10-15 09:23:03 · answer #4 · answered by Anonymous · 0⤊ 1⤋
many times,whilst a guy or woman rents a room, they supply you a value that consists of those products. electric powered, and so on could be greater. yet HOA expenditures and taxes, insurance could be paid by potential of them and that they value you a sequence cost. although, based on your submit, it feels like they have been seeking to cover their loan and desperate to cost you a million/3 of the loan. Then they found out that they necessary to pay the HOA and needed you to pay a million/3 of this. What became into the contract? To pay a million/3 of the loan or pay a million/3 of the charges.
2016-10-09 07:04:43 · answer #5 · answered by wilabay 4 · 0⤊ 0⤋
This is where title insurance comes in. Check with your title company.
2007-10-15 10:24:41 · answer #6 · answered by Debdeb 7 · 0⤊ 0⤋
Title insurance doesn't cover this?
2007-10-15 09:16:54 · answer #7 · answered by Professional in FL 4 · 0⤊ 0⤋