My family had a trip planned to Orlando 2 years ago. We had all the money saved up and we were off, but then my husband got deployed to Iraq...of course we did not go without him. Unfortunately our vacation funds was soaked up in his deployment and trying to make ends meet while he was gone. He is home now but we do not have the money to go anymore and we would love to surprise the kids with this trip. It has been a really rough year and a half. Do any of you know of a company that finances vacation. Our credit is poor so a normal loan is not an option. We make good money now that he is back, but we just have not been able to save. Our daughter will be going to college next year and we know it will be tough to go once she is in college. Please don't respond if you are going to be rude and mean. I am just looking for some suggestions. Thank you very much if you can help.
2007-10-15 04:53:38 · 4 answers · asked by Joanie J 1 in Business & Finance ➔ Personal Finance
If you have a daughter going to college next year, your kids are old enough to understand that you can't afford the trip. Instead of taking out a loan, and paying all that interest, start saving up for the trip again.
Frankly, if your husband is still in the military, it's likely you're going to another deployment or relocation. The last thing you need is that loan payment on top of those expenses.
2007-10-15 05:58:04 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
I do not know of any financial institutions that finance a trip. Unless someone in your family was terminally ill. However, I have heard there are very deep discounts for service families. "Shades of green" Is a resort, on Disney, that only service families are allowed to stay.
The best bet, is to find out how much the trip is going to cost. And then save ,save, save. There are plenty of options. Value resorts would be best, if money is the issue, and if you did not want to stay at "Shades of green". It also helps to go in value season. End of August, mid Sept. For the past 3 or 4 years Disney has been offering a free dining program, if you stay onsite. Which is great! Each person in your party, get's a lunch, a snack , and and a dinner, every night you have the package. That dining package has greatly cut the cost of my vacations. Because, I am eating on Disney for free, instead of paying out of pocket. The food is delicious! I say, if you really want to go, you can make it happen. Even, if you have to take a side job. Just to save and go. But, beware, you will be hooked! I am! I am booked for next year! I cannot get enough!
If you go to my 360 page. I have a feed to a Disney forum. Which has hosts of info. If you need anymore help send me a note. Best of luck, to you, and your family!
2007-10-15 12:21:07 · answer #2 · answered by ? 2 · 1⤊ 0⤋
Although the interest rates are high, you might try a finance company like Beneficial or Household Finance. I had a twenty year running credit with Beneficial while my husband was in the Navy...never knew when we would need quick cash for a move, or something. They will usually loan up to $5000 on signature and personal property.
2007-10-15 12:00:14 · answer #3 · answered by claudiacake 7 · 1⤊ 0⤋
i will suggest you try local credit unions, they are a Little bit better than traditional banking institutions.
(I am not going to be mean it is just a suggestion) Yo haven't stated your kids ages, I think if they are old enough you can have a heart2heart conversation with them and explained the situation I hope they will understand and postponed the vacation to a year or two.
I do same with my son 11 years good luck and all the best. i am sorry if i did hurt your feelings..
2007-10-15 12:00:53 · answer #4 · answered by Robots 4 · 0⤊ 0⤋