Discuss the Insurance problems Hernani might encounter by changing jobs.?

Question

Hernani Fermin, 35 yr old married father, was diagnosed HIV positive. he left his job as a sales representative. His doctor suggested he rethink his carrer goals.

He sent out resumes . Finally one was well received by South Hills Middle school. They had a opening in their math department, plus a need for someone to coach after-school athletics, and they wanted to meet with him. He hadn't interviewed since the twins were born seven years ago. He thought about the question normally asked--would there be some question about his health ? Being HIV positive shouldn't have any bearing on his ability to teach, but parents might be concerned. And it might be disqualify him for the school's health insurance policy. Hernani believed in honesty, but what would happen to his family revealed his HIV status?

Answer 1

You are giving out way too much personal information even if it is you, your discussing. And if that is not the 'real' name that isn't right because there is someone where we live who is a general contractor with that name.

If you currently are covered by insurance and have been for more than 180 days then you can switch insurance to the school's insurance and they will have to continue to cover you even though you have HIV. If you have been covered by any insurance even cobra for more than 180 days your new insurance by law must accept pre existing conditions that were covered under the old insurance. It's all part of the Health portability act. You can find information about the law at http://en.wikipedia.org/wiki/Health_Insurance_Portability_and_Accountability_Act

Answer 2

Check out the website www.deliveringonthepromise.com/40545943
Watch the 5 minute video on the home page and qualify for a free $100 Rx card (no strings attached). Then view the "Save Money" option to see if they have a program that may work for you. Their plans start at $19.95/mo per household. It's not health insurance, it's discount health care. My husband and I go this route for our family of four because it's cheaper...