2007-10-12 08:49:33 · 3 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
how much bad credit do you have to have to file?
2007-10-12 08:50:10 · update #1
You can file without a lawyer but I wouldn't recommend it. The bankruptcy laws have changed so much over the last two years that you'll want to make sure you have done everything accurately to avoid perjury.
Whether or not you can file Chapter 7 or 13 depends on marital status, your monthly spending report (utilities, housing, vehicle payments, etc.) and debt-to-income ratio. Your lawyer will be able to answer all of your questions.
2007-10-12 09:15:00 · answer #1 · answered by Anonymous · 2⤊ 0⤋
Yes, you can file for bankruptcy protection without a lawyer. Check with the clerk of the District Court nearest you, or visit http://www.firstgov.gov for details.
Your debt amount doesn't matter. Whatever amount makes you think you need the protection.
2007-10-12 15:53:27 · answer #2 · answered by Stuart 7 · 1⤊ 0⤋
You need more debit than you can hope to repay with re-orginization.
Most counties require an atty for filing ; call the district bankruptcy court for your county and ask
2007-10-12 15:52:57 · answer #3 · answered by wizjp 7 · 0⤊ 0⤋