Its been there for about 5 years.
2007-10-08 02:19:19 · 18 answers · asked by pookiepoo 2 in Business & Finance ➔ Personal Finance
Get down to the bank and talk with someone. If you can't get there, at least put a freeze on your account until you can get there.
2007-10-08 02:21:50 · answer #1 · answered by phoenix rising 2 · 1⤊ 0⤋
Did you read your deposit slips when the money showed up? It will tell you where it came from. It might be a bank error. They put Joe Blow's money in your account. I had that in reverse one time. A data processor miskeyed one number and tried to subtract $2000 from my account instead of someone else's.
Go to the bank. Take any documentation you have and get someone there to help you figure out where the money came from and if it is really yours.
If it is yours, move it to savings and watch your money grow.
2007-10-08 02:29:23 · answer #2 · answered by Iris the Librarian 4 · 0⤊ 0⤋
That is a really hard question. I would probably tell them, only because I wouldn't want to get caught. Banks can trace stuff like that---even if it had been 5 years, I would still be scared. However, if I found it, I would keep it for sure.
2007-10-08 02:24:36 · answer #3 · answered by replexgirl 6 · 0⤊ 0⤋
If you're sure it's your bank account (how could you be unsure?) and nobody else has access to it, AND it's been 5 years since it appeared there and nobody has come to you asking for it, the I would say that you are free of all legal obligations to pay it back to anyone who asks for it, on the grounds that there is no standing written or verbal contract for it and they have not contacted you about any mistake that might have been made in your favor with the intention of fixing it.
2007-10-08 02:24:48 · answer #4 · answered by Hatman 1 · 0⤊ 0⤋
Yeah take the money and run! I'd withdraw it and close the account then open a new one. Generally if someone can deposit money in an account then they can withdraw too. So take the cash and enjoy.
Also, look at the records to see where the deposit came from. Was it a transfer or done by deposit ticket?
2007-10-08 02:23:20 · answer #5 · answered by Cinder 2 · 0⤊ 0⤋
There is no way to tell without reading your court order. Get a copy of the order and take it to an attorney. Free or low cost attorneys are usually available for low income people under "legal services". Look at the bar site for the state where you live and it should tell you this information or provide you with the phone number of your local county bar association. Call them, they will tell you where to go. (Even if you don't have the order, you can still see the attorney. He cannot legally tell your Mom what you talk about without your permission if you are not a minor).
2016-05-18 23:00:42 · answer #6 · answered by ? 3 · 0⤊ 0⤋
Talk to the bank about this because the same person who put it their could take it all back and then some!!!!
2007-10-08 02:27:41 · answer #7 · answered by chnctkr/♥brkr 4 · 0⤊ 0⤋
Five years is a long time to wait before asking the bank how it got there and who put it there...and why. The honest thing to do is discuss it with your banker.
2007-10-08 02:22:39 · answer #8 · answered by missingora 7 · 0⤊ 0⤋
the bank has records of all deposits i would have asked when i first noticed it. you could have unknowlingly hurt someone financially by not telling the bank if it was put in the wrong account. its been so long now though i dont know what they would do. good luck.
2007-10-08 02:31:49 · answer #9 · answered by princessfionafantasy 5 · 0⤊ 0⤋
I would close that account, go to a different bank and open up a new one so that it doesn't get traced back to you.
2007-10-08 02:21:46 · answer #10 · answered by Lookin-2-Talk 5 · 1⤊ 0⤋