Is it illegal for bill collector's to threaten you to get what they want.?

Question

Can a bill collector threaten your family if you do not pay on time or threaten you (is this not against the law it should be)

Answer 1

What kinds of threats do they say? We'll make your family pay if you don't??????? We'll take you to court?????? Pay what you owe and get over it......

Answer 2

Debt collectors also may not state that:
you will be arrested if you do not pay your debt;
they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; or actions, such as a lawsuit, will be taken against you, when such action legally may not be taken, or when they do not intend to take such action.
Debt collectors may not:
give false credit information about you to anyone, including a credit bureau; send you anything that looks like an official document from a court or government agency when it is not; or use a false name.
Unfair practices:
Debt collectors may not engage in unfair practices when they try to collect a debt. For example, collectors may not:
collect any amount greater than your debt, unless your state law permits such a charge; deposit a post-dated check prematurely; use deception to make you accept collect calls or pay for telegrams; take or threaten to take your property unless this can be done legally; or contact you by postcard.

What can you do if you believe a debt collector violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, you may recover money for the damages you suffered plus an additional amount up to $1,000. Court costs and attorney' s fees also can be recovered. A group of people also may sue a debt collector and recover money for damages up to $500,000, or one percent of the collector' s net worth, whichever is less.

This was taken from the Federal Trade Commission's web site.

Answer 3

In the United States, the bill collector must comply with the Fair Debt Collection Practices Act.

The Act prohibits certain types of "abusive and deceptive" conduct when attempting to collect debts, including the following:

Hours for phone contact: contacting consumers by telephone outside of the hours of 8:00 a.m. to 9:00 p.m. local time

Contact after being asked to stop: contacting consumers in any way (other than litigation) after receiving written notice that said consumer wishes no further contact or refuses to pay the alleged debt, with certain exceptions, including advising that collection efforts are being terminated or that the collector intends to file a lawsuit or pursue other remedies where permitted

Contacting consumers at their place of employment after having been told verbally or in writing that this is not acceptable

Contacting consumer known to be represented by an attorney
Contacting consumer after request for validation: contacting the consumer or the pursuing collection efforts by the debt collector after receipt of a consumer's written request for verification of a debt (or for the name and address of the original creditor on a debt) and before the debt collector mails the consumer the requested verification or original creditor's name and address

Misrepresentation or deceit: misrepresenting the debt or using deception to collect the debt, including a debt collector's misrepresentation that he or she is an attorney or law enforcement officer

Publishing the consumer's name or address on a "bad debt" list

Seeking unjustified amounts, which would include demanding any amounts not permitted under an applicable contract or as provided under applicable law

Threatening arrest or legal action that is either not permitted or not actually contemplated

Abusive or profane language used in the course of communication related to the debt

Contact with third parties: revealing or discussing the nature of debts with third parties (other than the consumer's spouse or attorney) or threatening such action

Contact by embarassing media, such as communicating with the consumer by post card or using letterhead that makes it clear that the communication is from a debt collector

Reporting false information on a consumer's credit report or threatening to do so in the process of collection

Answer 4

It depends whether bill collectors linked to government. If they upgrade themselves into Government level, like GLCs and they owned the entire country in monopoly, they can do whatever they want.

If they do good and do not cart away people's land and property, but just to concentrate of "break down collections on their services only, by banking solutions" their name will be good in the media for instance.

If the price of billing set high and more and more tenders approved by the govt every year may be too high for normal civilians to fork out payment every month will lead to "Low demand in property, house and premises" in the future.

Answer 5

Threatens that they will file a case againts you to get legal document is not a crime. It is you to prepare for the consequences once they procured legal papers to get what they want in payment of your debt.
On the other hand threatening a person life is a crime. You can raise a case and sue them in court for threatening your life. Consult a lawyer.
To avoid getting into trouble you must pay your bills.

Answer 6

Illegal

Answer 7

It depends on the threat. If they threaten to take legal action or call the police or something like that, they can say almost anything. If they threaten physical violence then they are guilty of making terrorist threats and can be prosecuted for it.

Answer 8

If you live within your means and pay your bills on time then you would not have this problem. Just make regular 10.00 payments every month and they can't touch you. man up and pay what you owe, because people like me end up paying the price for your ignorance, and stupidity.

Answer 9

no, it's against the law not to pay your bills.

Answer 10

Only if they are the mafia. Get them on tape then sue, if you are lucky, they have to pay your bills.