any tips on sticking to a strict budget?
2007-10-06 16:34:18 · 10 answers · asked by CuriousKat 1 in Business & Finance ➔ Personal Finance
when you go shopping or to lunch, dont bring your debit or credit card- decide ahead of time how much your going to spend, and bring that in cash.
2007-10-06 16:38:14 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Spending as in rent or buying groceries ?
Or spending on the 15th new purse this month .
Compulsive spending is like eating a 1/2 gallon of ice cream .
It means you have issues and should address them because shopping mostly leaves people sadder .
( especially when they get those huge bills ) .
Figure out why you are not happy and deal with that .
Then buy what you need and save for early retirement .
Now early retirement might make you happy !
>
2007-10-06 23:39:27 · answer #2 · answered by kate 7 · 0⤊ 0⤋
Don't use credit cards.
Allot yourself some "mad money" and only use that.
It depends. Are you fighting the urge to spend because it's an impulse or are you fighting the urge because you just feel like you have to have new stuff?
2007-10-06 23:42:32 · answer #3 · answered by Figment 3 · 1⤊ 0⤋
If really need, don't apply for credit card and put a part of your money into fixed deposit where high penalty will be charged when early withdrawal. When you feel the pinch, you will not consider spending excessively then.
2007-10-07 00:08:18 · answer #4 · answered by BL Tan 2 · 0⤊ 0⤋
make sure you have a weed budget and when ever you get the urge to hit the mall get high instead... works for me
2007-10-10 00:44:30 · answer #5 · answered by Anonymous · 0⤊ 0⤋
yes. reward yourself for doing a good job. ex: if i dont spend $100, i will treat myself to a movie, or if I dont spend $50, i will treat myself to mcdonalds. believe it or not little rewards like this really work for me.
2007-10-06 23:42:54 · answer #6 · answered by Here_We_Go 2 · 0⤊ 0⤋
Look at the bankbook and see how sad its looking.It works for me.
2007-10-06 23:43:41 · answer #7 · answered by Anonymous · 0⤊ 0⤋
tie yourself up? throw money down the toilet? live a night on the street?
Obviously those are unacceptable to you, so are you going to control yourself while you're sane enough to ask? or keep wondering how?
2007-10-06 23:40:36 · answer #8 · answered by Smartass 4 · 1⤊ 1⤋
Askl your self Do I Need It Or Want It?????
2007-10-06 23:48:12 · answer #9 · answered by Grand pa 7 · 0⤊ 0⤋
improvise and make use of what you have
2007-10-06 23:45:57 · answer #10 · answered by Virgil 2 · 0⤊ 0⤋