I have some money to invest, what is the best place to put it without risking my investment?

Answer 1

Investing money IS risking it.

If you just want to save it, put it in a savings account.

Investing it allows you to draw a profit in the form of interest, but whatever you're invested in will always have a risk associates with it.

Answer 2

I'm making good profit with penny stock
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Answer 3

The best place for your money to invest is the managed fund from your national bank.We have done that & it is very effective.If you put it in an unknown investment firm, it will not be 100%secure because some of them go bankcrupt on the long term.There are so many financial institution that don't divulge their financial situation until its too late & you are already in trouble with the money you put in.

Answer 4

Well there is a lot of old crap in the market but why not try some of the new nanotech stuff like the nano medicines things of that nature.
Surely they will be big in the future.
You will have to do your research to find out whos doing the best with it first though.
It seems like the USA and China and Japan but I'd think even Russia should have something going.

I would think that something like this would end up being another microsoft skyrocket if it's put into use in large scale.

Answer 5

how you invest your money is really dependent on how much time you have, how much money you have and how much risk you're willing to take. If you're not wanting to risk any money and wanting a guaranteed investment it leaves with really with a few options: Savings Bonds, CD's and Savings Accounts.

Savings Bonds have a minimum investment of 25 dollars. The interest rates depend on which type of bond you invest in. You can get the differences and the rates at http://www.ussavingsbonds.gov/indiv/products/prod_ibonds_glance.htm Choose from I bonds or EE bonds. The biggest issue with these bonds is that you can't withdraw for 1 year. If you withdraw after the first year to year 5 you get a penalty. So you really can't pull the funds out until after 5 years and the interest rates aren't spectacular on them.

Your next option is a CD. the time frames range on them usually from about 3 months to 5 years. the rates are also guaranteed the rates will change depending on how much money you have to invest and how long you leave the money in the CD. The longer you leave it and the more you have the higher the rates will be you can go to http://www.bankrate.com/brm/rate/deposits_home.asp and they can give you an idea of the highest rates you can get on a CD. As with Bonds CD's have early withdraw penalties. So if you pull the money out before the maturity date you pay money to the bank for it.

Last choice would be savings accounts and money market accounts (FDIC insured ones). Really you only want to put your money in a savings account is if you need it to be liquid and by that I mean you need to be able to withdraw the money out at any point in time. But in exchange for having access to your funds at any time the interest rates are lower you can go to http://www.bankrate.com/brm/rate/chk_sav_home.asp to compare rates on savings accounts.

Really just given the options that you have with no risk I'd go with CD's they have the highest interest rates you can obtain, and you can adjust your investment time frame on each CD based on your need for the money.

Answer 6

Bank deposits are least risky.Select a good bank.But the return(rate of interest will be low).If you take risk and invest in shares you may get more returns.More risky,more earnings.After bank deposits Mutual Funds may be best investment with low risk.

Answer 7

Building Society / Premium Bonds.

Answer 8

How much money are we talking about? You could invest it into a Certificate of Deposit.

Answer 9

any investment has risks.
you apparently want little risk.
Talk to your bank about safe investments (safe usually means a low interest return).

Answer 10

Ask your financial adviser or go to any bank or building society which will put in touch with the right people.