Has anyone ever heard of Patrick Harvey or Steve Collins????

Question

they said they are private lenders that gives out personal loans with people with bad credit. I know this is a stupid question, is it to good to be true? has anyone been a victim of this sort of scam????

Answer 1

They are scammers probably located in West Africa.

Those are not their real names. They make up English names to lure victims in the US, UK, Canada and Australia.

They will "approve" you for a loan but then require you to pay some fee upfront before they will release the money. If you pay the fee, they disappear and you are in worse financial shape then when you started.