I was rear-ended by somone about 4 months ago, that person was exceeding the speed limit by three times. He did not survive. Thankfully I did but not in good shape. My car was totaled in which his insurance company paid for. I have been to 10 weeks of physical therapy & it has not helped so I am having a MRI done next week to see what is wrong. I am also seeing a physcolgist for the mental depression I am having since witnessing his death. So everyone told me I should get a lawyer which I did. He sent me a letter which reads the other persons insurance only has a policy limit of $25,000 which means this is all that I am able to receive. He said in the letter if that's not enough money their are other avenues to take. I am scheduled to see him again next week but in the mean time I would like to know what this means? I don't know yet how much my medical bills are...sorry that I don't have that info. Thanks for answering.
2007-10-03 09:11:14 · 1 answers · asked by Jay 2 in Politics & Government ➔ Law & Ethics
It simply means that the insurance company has no obligation to pay any of your expenses above $25,000. In order to get more than that amount you will need to sue his estate.
2007-10-03 09:15:31 · answer #1 · answered by davidmi711 7 · 2⤊ 0⤋