how did a bank not match a name with the social security & driv license # when opening a checking account?

Question

my ex roomate recently confessed that last year she opened a bank acct in her name but used my social sec& driver lic # cause she couldn't get approved w/hers.she opened it over the phone..then proceeded to deposit checks made out to her off a closed acct she had at another bank & withdrew the money before they had time to be returned..she was asked for ID once & since it was her name on it & the acct they just looked at it for a sec & gave it back to her w/the money.total it was close to $700..bank closed acct & charged it off.it's on her credit report & my SS# is listed under SS# variations. i've requested all 3 bureau reports for me.
?'s:
will it be on my cred rep&chexsystems?
how did they report it on hers if all they had was her name-does that mean they investigated & it'll be easier for me to resolve?(she thinks they're "watching" her now since it's on her cred report & all they had was her name)
why didn't the bank contact me if they discovered the fraud?

thanks!!
thanks

Answer 1

The irregularity is recorded on you since the cards used were in your name.

Answer 2

I suggest that the upper limit for contributions be done away with, and that the maximum payouts in retirement still remain as they are, adjusted for inflation. Social security is not a "give away" program but one that we all contribute to like a savings plan, and should be protected from other uses by the government. Do you agree or disagree and why? If you are so worried about it then why don't you; first put it back into the private sector and make to were no can take out money from it for their own interest, second pay back every penny you have borrowed from both Social Security and Medicare, third take the illegal immigrants off of it and those who come over here but never paid a penny to it, and lastly have it the same for everyone; in other words government officials are to participate in it and if they want something more they do it on their own without the tax payers funding it?Yet, the monetary stytem feeding the imbalances had never been really changed. They, a group of scholars, suggested that all interest rates would be 3% or less for everyone to become rich if desired (that must be true also to taces). The best economic situation would be, they said, when there were no interest rates. Why not try this solution? The rich would still be rich. My question is: when soial security becomes a problem connected to federal debts, why not work with a balanced or gain budget and spend no more than comes in, as any family has to strive for? Why not ban all loobying gifts in order to get laws that serve the country? God bless America.