If an employer doesn't offer 401(k) what are your best retirement options?

Question

I already have an IRA and I am looking for more ways to plan for retirement.

Answer 1

The next option is IRAs. IRA denotes the individual retirement account and can substitute or complement a 401 K. There are 3 varieties of IRAs available: Roth IRAs, Traditional IRAs and Simple IRAs. Traditional IRAs offer you tax advantages whenever you deposit or add money to your account. On the other hand, a Roth IRA offers you the maximum tax benefit when you withdraw money from your account. A Simple IRA is just like a 401K with lower contribution limit, but cheaper and has lesser paperwork.
http://debts-to-wealth.com/category/Retirement-Planning.html

Answer 2

Start up you own Roth IRA.

This might be a better option if you are younger.

In 2010 the tax laws change and allow you to transfer your IRA into your ROTH IRA, deferring tax payments over a three year period.

Answer 3

See if they have a pension plan, and ask about Bonus and profit sharing and stock purchase plans, if they are public company