My husband's mom decided she will pay for life insurance for my husband and I to help out my husbands brother, starting to sell life insurance. The problem is when it came out to filling out all the paper work my husband put his brother down as the person to receive the money, I came in second? His answer to why he did that he said "I know my brother will take care of you" I ofcourse got mad because I can take care of myself, I will be the one making arrangements for his funeral and all if something where to happen(knock on wood it doesnt happen).
I will be the one stuck with all the bills, and how about if the brother doesnt care. He is a low life now what makes my husband think he will take care of me? When I talk to him he says no, im leaving it that way, theres nothing to talk about.
2007-09-30 06:49:32 · 11 answers · asked by tinkerbell 1 in Family & Relationships ➔ Marriage & Divorce
I think you have a reason to be upset.. I would be. Maybe let it go for alittle while and then try to discuss it with him again in a calm manner.
2007-09-30 06:52:47 · answer #1 · answered by Chriss32 4 · 2⤊ 1⤋
This has to be a very pathetic situation. Arguing over life insurance money. Oh, I do agree with you but the story is so sad when you are on this end of it. Reading it. People argue over the craziest things. Your husband is either a very strange individual, or he has his priorities mixed up. He must really think his reasoning makes sense, but I don't see it either. I really can't get over the thought of this type of dispute. I am wondering now. Who did your husband have down if you were to die? I doubt if it is his brother who will be beneficiary. Ever think of that?
2007-09-30 07:00:39 · answer #2 · answered by Anonymous · 0⤊ 0⤋
First it seems to me that would be a conflict of interest. Selling insurance to people who will name you a beneficiary? Odd to say the least.
Secondly some states do not allow anyone but the spouse to be named first beneficiary. The second beneficiary would be listed in case the husband and wife both die at the same time.
2007-09-30 07:28:27 · answer #3 · answered by gypsy g 7 · 1⤊ 0⤋
mmmh your mother in law pays for life insurance for you and your husband that your brother in law sells,..mmh family affair.
Now they put your brother in law as primary...wow eighter they don't consider you as one of the family for not being blood related, cuz you know in some cases blood is thicker than water.
Or they are planning to do you off and go halfers between themselves.
Honestly if this is all true, you must demand it to be changed your his wife for God sack, or tell him to take you off the insurance only keep him. Like you said you could take care of yourself, you have no win in it anyway, if anything happen to him that is.
Well Good luck.
2007-09-30 07:19:06 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I would check both with your brother's-in-law company and with the insurance company itself to see if they will even accept having him write the policy and also be its beneficiary. It's pretty uncommon for the salesman of a policy to also be the beneficiary of that same policy, no matter who he's selling to.
Now, if they say no, it can't be done. There is nothing to say that your husband can't get another agent to write the policy and again lists his brother as the primary beneficiary.
2007-09-30 18:28:25 · answer #5 · answered by ieguy 5 · 0⤊ 0⤋
Get insurance quotes
2015-01-29 10:16:09 · answer #6 · answered by Lanni 1 · 0⤊ 0⤋
You aren't paying for the insurance. Your mother in law is. if you want another policy with YOU as the primary, pay for it yourself. You're acting like a child.
I mean, after all.....if you cared that much about being able to pay for everything after his death, why didn't you ALREADY have life insurance?
2007-09-30 06:52:51 · answer #7 · answered by lady_phoenix39 6 · 0⤊ 1⤋
man, id be PISSED! then just tell him that if anything does happen to him, that you want documents drawn up that makes your brother liable to pay the outstanding depts in his name that would otherwise be yours upon his death, AND reiterate that your brother will need to pay for his funeral, and say it matter of factly and to the point and you'll go and visit a lawyer this week. i'd be pretty pissed. what a dumb-***
2007-09-30 07:10:15 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Sounds like mom wanted you all to buy the insurance for the sole purpose, in case one of you dies, brother is already taken care of. Sounds fishy.
2007-09-30 06:53:22 · answer #9 · answered by CC 6 · 0⤊ 2⤋
That is really strange--the wife is almost ALWAYS the primary beneficiary....
Are you sure your marriage isn't on thin ice, and he's getting ready to leave? I'd be very suspicious that he did this.
2007-09-30 06:53:32 · answer #10 · answered by Anonymous · 1⤊ 2⤋