can i open a bank account with no id ? ive been left some money and need to put it in a bank?

Question

my mother died and left me an inheritance. but i dont have any id to open a bank account, i have nothing with my signature on either, all i can get is a letter from the solicitor to say who i am. is there anywhere i can open an account

Answer 1

Banks do provide "basic" account facilities to the financially excluded - i.e. those who do not have the requisite identification documents to allow them to access the more complex financial products. But they only allow you to deposit and withdraw limited amounts.

Presumably when you say you are not able to provide ANY identification at all you mean in the sense of what the banks would normally ask you to provide e.g. passport or driving license.

The Joint Money Laundering Steering Group's industry guidance does contain guidance on secondary documentation that could be provided and confirmation of your identity from your family solicitor is included among them.

You should speak to a bank and let them know about the predicament. The money that your mother has left you is, I'd imagine, currently sitting in the solicitors client account and the payment to open your account would be made from there. The solicitor would then be able to confirm your source of wealth to allay concerns about money laundering.

Answer 2

Sorry for your loss.

I doubt if you can open an account with no ID.

The solicitors who are handling your mother's estate should be able to hold the funds for you on their client account (which should be interest bearing) while you sort this out.

Utility bills and driving licence are the most common money laundering accepted forms of ID. Some banks and building societies won't accept birth certificates - as you can obtain an extract certificate which isn't your own from a registrars office.

Hope this helps.

Answer 3

In the United States a credit union will normally allow you open an account with a very small deposit especially if you are very young. Maybe $10 or $25. A bank may require $100 or even $500 or more as a beginning deposit.

Answer 4

I opened a bank account with a birth certificate and a social security card, but that was back in 1990. I think you would have to call the bank for a definite answer, because it would vary by facility. You could always apply for a state ID card (about $10 at the DMV), which they would definitely accept with your social security card.

Answer 5

Most banks I have been to require some type of ID to open an account.

Answer 6

no you cannot. You will need at least two valid IDs to open an account this is in compliance with the anti money laundering act. Any person who opens an account without properly being identified is deemed suspicious as the source of money being deposited cannot be established. Therefore, it could be obtained through illegal means and it is reportable to the government.

Answer 7

They have clamped down on opening bank accounts to prevent money laundering. Do you have any id? Such as a birth certificate, medical card, or any bills with your address on? If not, you will find it difficult. Speak to your local bank, or the bank your mum used and explain your situation.

Answer 8

In this day and age with the amount of fraud about I'd be surprised that any bank would allow you to open an account with minimal ID. They will need some kind of photo ID (e.g. drivers license, passport). And you will need to provide a few utility bills to prove your address.

Answer 9

Time to find your birth certificate and get picture ID .
You may also already have a social security number .
Take the birth cert & SS card to the bank .

You need adult assistance , is there no other family ?
The court should assign assitance if you don't have other family , or the person who handled her estate .

sorry for your loss

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Answer 10

You got the money then you get the account. You want money no chance. How come you have no id. Its so easy to get, a bill with your name and address, national insurance number,dob, from the bru, your doctor. why are you in the shiiite?