What Is the Difference Between a Check and a Money Order?

Question

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Answer 1

A check is drawn directly from a personal or business bank account from which there are (or should be) adequate funds for the check and often times more than that available for further debits.

A Money Order is a private check provided by a reputable 3rd party such as Western Union or the United States Post Office or American Express. It is paid from your funds provided to cover the fixed cost of the money order. Money orders are usually safer when dealing with mail order merchandise as the recipient cannot find out your personal bank account numbers which are written at the bottom of a personal check.

A check can bounce (be returned for inadequate funds) while a money order is guaranteed for the face value of the money order.

Answer 2

A check is something you write directly off your account .
Money orders are bought with cash from merchants or the post office & used for paying bills or sending someone money .
Money orders are like checks except it costs me nothing to write a check , but would cost money to purchase a money order .

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Answer 3

A check is something you write out against money in your account. A money order is something you pay for, and the money is set aside for it. So a money order is gaurenteed, a check can bounce.