wOULD U PUT YOUR MONEY TOGETHER WITH YOUR SPOUSE?

Question

SOME COUPLE WHEN THEY GET MARRIED THEY PUT THEIR MONEY TOGETHER DO YOU THINK IT A GOOD IDEA.

OR YOU RATHER HAVE YOU MONEY AND HE HAS HIS MONEY AND YOU PUT MONEY TOGETHER TO PAY BILLS AND THE KIDS TOO BUT YOUR MONEY ARE SEPARATE.

Answer 1

my husband and i share accounts. i manage everything and we both discuss with eachother when we want to buy something other than regular groceries. i mean anything... from a $15 UFC dvd to $5000 camper trailer. this works for us. and both of us work although i only work part time and he works full time. it is our money and so we make our decision on how to spend it. it works for us becuase we have trust and don't mind giving up something that we want every once in a while so that our family can benifit.

Answer 2

My husband makes the money, but we both use it. We are a couple, we pay bills , we have our responsibilities, we need food shelter etc... Notice how I say WE because thats what it is. Its not two I's its a WE.


We share everything, we share email accounts, passwords, no reason we should have separate things. Hes actually saved me a few times being able to log into my colleges website and register me for classes.

Answer 3

My fiance and I have one budget, primarily because I spend all of his money anyway. Actually we're military and I pay all of our bills because he leaves so often that he kind of needs me to take care of that.

We decide how much we're going to spend on miscellaneous crap, and we have a pretty good budget going, so it works for us. We communicate about our spending constantly, so there are no problems.

Now I don't think there's anything wrong with having multiple accounts. It's probably best for most people because it prevents you from accidentally overdrawing the account. Both my fiance and I are anal-retentive, so we keep track of everything, but if you can't do that, I recommend that you have three accounts...yours, his, and ya'll's. Yours and his pay for your individual needs, and the combined account pays for the family's needs. The two of you get the same amount of money in your individual accounts, and the rest, regardless of who makes the most goes into the third account.

By the way, you should also have an IRA and other investments in both your names. Always save for retirement. You don't want to work forever.

Answer 4

Let me tell you something i would not put my money together with him at all because sometimes they have the urge to spend more than they earn and bills will go unpaid.
best of luck

Answer 5

Sounds like you need to do some extensive research on marriage. Ever heard the phrase "two become one" that includes money. Let me ask you this say u decide to go that route how would you feel if he was out buying himself new clothes, shoes ect. and you were left to shop in the sale rack at walmart. Come on now girl think about it.

Answer 6

absolutely rediculous to keep your money seperate. what you spend effects both of your credit scores. if you don't pay a bill on time it screws you both. one of you has to be in charge of getting the bills payed and the other can file them and figueout what you will need in the months ahead. putting your resources together is one of the biggest things a couple does together and the one of the biggest reasons for divorce.
what money you make is his bottom line and vis versa. If I am going to spend over a hundred dollars on something I give her the repect she deserves and let her know.

Answer 7

Since you are Married, of course you should have your money together with your Spouse. The day you married, what is His is yours, and what is Yours is his.
I think some people do have seperate bank accounts,etc... but i think it is reallly silly, and shows where there heart is at.
Good luck, God Bless.

Answer 8

When you're married their money IS your money and vice versa. You can opt to have separate accounts to cover incidental spending, but as any divorce attorney will tell you, marrying someone connects you to your partner like no other arrangement can. You incur their debts as well.

Answer 9

I feel it should be all combined together for that is the reason you get married is to be a team. Our money all goes together and we decide together how it is spent.

Answer 10

i dont have a husband but a live in bf.. and we both share the checking account.. i was married 2 times before and i did it both way.. the first one we shared our account and the second we did to until we started having trouble and ended up divorcing years later...i am good with the check book but lousy with the atm card so he holds it.. same goes for my credit cards.. i lose everyone of them..lay them down for get where i put them..