im ready to be a mom but...(poll sort of thing)?

Question

my fiance is 23 and im 21 ill be going to school sometime in the fall ( i know i asked this many times) i have a good job that pays about 9-10 an hour and my fiance gets paid on commision (he sells cars) emotionally i am more then ready to have a baby. but is beinging fincancally ready more important then being emotionally ready? alot of people always say "wait til your finish school wait til you have alot of money bla bla bla bla" but yeh alot of people have babies while going to school and they work it out just fine. i just wanna know which is more important about having a baby. emotion or finance? we have our own place so housing is the last thing on your mind.

Answer 1

My husband and i were both 21 years old when we planned our son's pregnancy. I do not regret any of it.
It is hard starting out though. Yea you make have a place to live but raising a child is the hardest job in the world and if you think you are ready to put your life on hold for 18 years then go ahead and have a baby.

Do you have the money for housing, food,clothing,electric bill ,phone bill, car payments, car & life insurance, health care, water bill, cable (if you want it) and whatever other bills one can have. Can you do that on 9 bucks an hour?

My husband and i were set with money before we had our son so that was never and never has been a problem.

What would be the sense though of having a baby now and still yet going to school when you will miss everything a baby does just once in their lives, and where will you be? You may be there to see some things but not all when you are working and going to school so why not just finish school right now?
It's your life, do what you want. Good luck

Answer 2

Going to school while raising a baby can really take its toll on people. Yes people do it but most of the time they are already in school and get pregnant and just work around that. If you do have a baby while still in school then you need to have a support system set up that includes physical, mental, emotionally and financial help or it will be extremly hard. Daycare is expensive and so isn't taking care of a baby so you need insurance and money and support. If you are young and nobody is willing to help out if you do get pregnant then you will become so stressed that going to school probably won't be an option. If you don't have the support system then i would wait until you get out of school then try for a baby. If you want a baby now you will really really want one by that point and it will just make it more important to you and you will be more ready.

Answer 3

BOTH are so important. Most that have babies before they finish school really regret not finishing before hand because its very doable to go to school and have a child but its not an easy task at all.

ALso not sure what your finace makes but 9-10 is not a good income when talking about a child and chances are you'd be better off staying home with the baby because all that money will go right to child care! I am able to make 13 and I am not working for that very reason and I am in school and its not easy.

I love my children and have no regrets but I wish all the time that I had finsished school before and I will but its just easier to not have the stress of a child. Good Luck

Answer 4

Well from my own personal experience...I had my daughter when I was 15 and have never been out of school...ever lol! I am 21 in my third year of college and currently pregnant with my second child. It will work out cause it's my last year and I am due at the end of the school year. It is difficult going to school tackling a family and doing homework, but I wouldn't change it for the world. It would be easier to be done school before I had a family, but it didn't work out like that. To be completely honest I don't think babies cost that much money. How long isyour program, if it's short time maybe you should wait till your finished. But only you can tell yourself when you are ready to have a family.

Answer 5

Wait until your senior yr, and try to time it for the birth to be after you grad., before you start your career. In the mean time, save all you can. You'll need more than you think. It's not a matter of just feeding another mouth. Go to the baby dept of your local Walmart, and ask any young mother what she spends weekly on diapers, wipes, and formula and baby food, not to mention clothes. Also ask about the cost of childcare in your area, and what age they accept babies. Many charge double to triple for infants. Plus, you will need to be off on maternity leave. You'll be glad you've got a nest egg saved up - esp. if you or your baby have any special health needs. For example, my nephew had to change formulas almost a dozen times in less than a month, and my poor sister almost went broke on formulas and drs. visits that month, and that's just a little thing. Just food for thought. You are young, and have your head together, but 3 more yrs won't be too long to wait.

Answer 6

In my opinion: You both have stable jobs and as long as you love eachother then I'd say go for it!!! Me and my husband are in a very, very, tight financial situation where he's on disability and I'm on it as well. We barely get enough to have food in the house and it is sooooo hard. I have a 4 year old and a 2 week old. I'm going to be honest with you, it is the hardest thing you could do to have a child and not be financially stable. But you are and you could take maternity leave and find good day care. Your husband can still go to school, mine is, and you can have the family life. Having a child is the most wonderfull thing 2 people could do together. Everyone said we should have waited and even though it's amazingly hard, it was so worth it. We look at both of them every morning and thank God! I hope this helps. :)

Answer 7

ok if you are pregnant, then i would say try and save up. i never thought my baby was a financial stress. i never pay attention to how much i spend on him. alot of people will say wait till you are married. hon i am 21 and i have a 14 1/2 month old lil boy and i am 7 weeks pregnant. oh and did i mention i am not married. everytime i planned to get married i got pregnant. so hopefully next year. if you are waiting for financially or emotionally youll be waiting forverr. there is no perfect time. as long as you both are happy thats all that matters. trust me youll get through either way. congrats if you are.

Answer 8

if you wait until you have enough money to have a baby, you'll never have one. If you both feel that your ready to give a child a stable loving home, then try. once the baby comes, there is no changing your mind, no going back. you can still go to school and work when you have a baby, it just might take a little longer, but once you look at your child, it's all worth it.

Answer 9

Both are important. But you have to think about what is best for your baby - will you be able to give it all the love and attention it needs when you are trying to juggle study and work as well? Will either your parents or his be willing to help you out when you have an exam, and can't be up all night feeding and soothing a crying newborn? I suggest finish your schooling first, then you will have higher earning power to provide for and give your baby the best chance at life. Think about what the IDEAL conditions are, and aim for them if you can - if you were your child, what would you want for yourself?

Answer 10

I'd wait a little longer. 9-10 an hour, its going to hardly be worth it for you to return to work. Can you live on a commission based salary alone? The US is likely headed into a recession, so sales will be down. After school, when you have a career, you will be emotionally AND financially ready. trust me, as much as I love being a mother my one regret is that is did not finish college before I had my kids