Credit repair/financial/career help question?

Question

Ok here goes:
Had some bad accidents. Am partially disabled.
I have had to declare bankruptcy in 06
I had lots of slow/no pays prior in various types of credit.
I also had a house begin the forclosure process. I sold it prior to total forclosure, but it shows up on my credit report as "forclosure begun"
I have student loan debts:$40k
I have a question about credit first: how long until the mortgage comes off of the report? How do I remove it?
Due to my disabilities, I have been unable to finish school.
I am also a single mom-without any financial help.
Bills don't stop even though I am trying to better myself. Meaning, I want to go get some job training but can't because I need to work every moment possible as I don't make anywhere near a living wage.
Financial aid doesn't pay enough to live on. I will always have to work and go to school.
My child and I barely see each other anymore.
How can someone get out of poverty?
Will I ever be able to own a home again?
Thanks.

Dad is participatory and due to shared custody, he is not required to pay me child support.

Although my student loan debt is high, I changed degrees, and am no where near graduating.

Answer 1

With $40K student loans you must be almost finished school .
Stick out your last year , because that will make a big difference in your income shortly .
And get social services to locate the father to support his child .

Best of Luck

FYI - the bankruptcy is on for 10 yrs , the other stuff is 7 years .

Answer 2

Credit repair can only be achieved through financial discipline and hard work. Any easy way out of a poor credit history is undoubtedly tempting, but it may lead to further financial difficulties in the future. If a poor credit history is due to circumstances beyondpayment patterns, his situation can improve in a period of two to three years. This way, even in the case of bankruptcy, a consumer is likely to be offered charge and credit cards within a year or two if maintaining a steady income.

Answer 3

Those that say that the English won't gain knowledge of one other language aren't joking. There was once a information object over the weekend that a special subject of Spain that has been overrun by way of the British at the moment are status for the nearby council due to the fact among different matters their kids aren't taught in English. To the individual that claims that the Spanish realize English however may not talk it . I say how have you learnt? I spend plenty of time in France and plenty of individuals don't talk English and if they may be able to why must they,no one will talk to them in French in this part of the channel. I went to are living in France within the overdue 60's early 70's whilst I was once on submarines with the SA army, at the moment my French was once well however now it's fairly rusty. I nonetheless talk French whilst in France even if spoken to in English ( by way of the French). I have consistently had first-rate admiration for those who spoke different tongues chiefly those who made the trouble to talk an African language (I talk now of the white populace) I consistently lived at the slopes of Table mountain and as a child went to a personal tuition within the Southern suburbs and not often spoke Afrikaans. I have observed that my little institution of SA peers right here in UK pop out with Afrikaans, or talk in truly Kaapie accents always we're in combination.

Answer 4

solutions: very good paid job/ business, or money. Money? ok A small loan consolidation with low interest is the best I found interesting information about your answer & options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/loan-consolidation.html
Good luck!