what can i do to get a grant without paying any fees?

Question

i need phone numbers, names.......

Answer 1

Since you posted this in personal finance, I would assume that you are requesting for grants to help with your personal finance issues

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Answer 2

If you are looking for a grant to attend college, check with the financial aid office of the school or schools you are considering to see if they have anything you might be eligible for. For other purposes like buying a house, paying off bills, or starting a business, you probably can't do much to get a grant with or without paying any fees. The companies that tell you that for a fee they'll tell you where to get grants are scams.

Grants are almost always given to charitable organizations, not to individuals.

See grants.gov

Answer 3

Maybe if you were a big 3 auto maker - but we small folk must fess up and pay the piper what we owe. There is no such thing as free money! Perhaps you could get a second job and use all the money you make from that job just for your bills. Talk to your creditors and set up arrangements that you can handle. They would rather you pay something than just ignore them.