How do you think that the health insurance problems in America should be solved and why?

Question

Just something that I've thought about, I have chornic pain, and our insurnace company suddenly decided to not pay for my treatment anymore so my parents have had to pay for several $60,000 surgeries. Thankfully we have been able to get a new company that will hopefully pay for my medical bills. It's a hard thing to deal with being only 15 though!

Answer 1

First off, eliminate the 12,000,000 illegals and their spawn from the uninsured statistic. Next, tell the remainder to pay for their own damn insurance.

Answer 2

Doesn't seem like a problem to me. 90% of the people out there have health insurance,and the rest can get health care if they need it. Of course some try to make it sound worse,by including Illegal Immigrants in the uninsured numbers,but in my view they don't count,so take out those numbers and it's an even smaller problem. What I know is not the solution is Hillary's idea,the idea of forcing all Americans to have health insurance,while simultaneously raising their taxes to pay for the insurance of others. And making people who earn up to four times the poverty line,and Illegal Immigrants eligable for government payed insurance,as the most recent SCHIP bill does is certainly not the answer.

How about looking into the costs first and why they're so high. How about looking into the outrageous medical lawsuits first,so we don't have them raising our medical costs. How about refusing to cover the medical expenses for 12 million people that aren't even legally in our country,which raises the costs for everyone else. And I can't help but wonder how many of the supposedly "uninsured" could easily afford health insurance,but choose instead to squander their money,then expect me to pay for their essentials,like medical insurance.

I just want every other avenue explored before a plan is put in place that costs me even more,so that I can pay for the health coverage of others.

Jack

Answer 3

create more jobs; do not mandate medical insurance, but make a variety of competing plans available to keep the costs down.

when automobile insurance became a necessity to drive via law, insurance prices flew through the roof.

While the government may consider making medical insurance available for children; there is NO parent who will act against their child's interest-- even if the insurance is substandard or does not provide for more options in regard to healthcare.

Government standardized insurance; will be just that, basic minimal requirements. If this type of government mandated insurance can supplement, perhaps that would be helpful, but should government mandated insurance be a requirment for any citizen--long term compromises may ensue.

Parents and medical professionals will work within the processes made available to them; simply to not remain without--the standards need to be heavily scrutinized.

Answer 4

Competing insurance plans on an actuarial basis are a chimera that's counterproductive. We need to go to a "social contract" basis for health insurance, and that means sharply limiting the number of insurers, perhaps even to a single-payer (government) system that covers the important things but can't possibly be everything to everybody. With that covered (and it would probably take a constitutional amendment), the insurers would be welcome to offer all the co-insurance they want, and there would be no systematic penalties for "out of network" care paid for privately. Everybody would have the care they need, those who can afford it can have the care they want, administrative costs will be less, and there will still be a profit incentive for investment and innovation.

Answer 5

We should have a national health program. Perhaps when the big businesses get out of controlling congress and let people have the government back we will see it. Look at what our companies are trying to do away with. Medical and retirement, among with other things. Bush says the cost, then tells us he needs 50 more billion for his war.

Answer 6

Insurance should be banned, like any other financial scam. Insurance companies should be liquidated and the proceeds refunded to thier customers. Individuals should then be allowed to place those funds - and continued funding equal to the amounts thier employers had been paying for insurance - into tax-free investment accounts (in tax free, grow tax free, out tax free) to fund thier own health future care.

Healthcare for the indigent should be provided by charities.

For an even more outre, alternative, try this. Instead of paying an insurance company money every month until you get sick, health-care providers could aportion the fees for thier services over your remaining lifespan (using the national average). If they manage to keep you alive longer than average, they make more money off of you. If you die young, they miss out.

Answer 7

A. Use lottery money and cigarette taxes to pay for this. Publics schools waste every dollar they get.
B. Get rid of all the lawyers. This makes it unaffordable. In all the countries libs like to say health care is affordable, doctors are not sued by greedy lawyers the way they are here.

Answer 8

I would say if they would quit advertising all those sue happy lawyers on t.v. that they would have a lot less lawsuits, then the insurance companies could have more confidence in giving better rates.

Answer 9

I believe we should have a health care system like every other industrialized country in the world, a single payer, not for profit system for everyone in the country who is a legal citizen. No insurance companies and CEO's raking in profits. Also, import drugs from low cost provider countries.

Answer 10

Nationalize NOT the medical but the insurance end.