Is it okay for a credit union in wisconsin to pull your credit report without your consent?

Question

They informed me it was to find out who my new employer was????

Answer 1

Yes they can..............

Answer 2

it is not any longer criminal in any state to tug your finished credit checklist with out your consent. companies are allowed to check a constrained credit checklist as a fashion to furnish you centers, such because of the fact the pre-authorized credit purposes. for this reason they do no longer want your consent because it is seen a "gentle" pull and does no longer result your score or your checklist. yet while i'm examining this superb your modern credit union pulled a duplicate of your checklist to get the present organization it is listed on it. if that's the case then it does no longer sound as though something replaced into accomplished incorrectly. in case you have an modern relationship with the credit union they're allowed to tug your credit checklist, in the event that they in the past had authorization to try this. previous authorization is in lots of situations given once you open up the account with the credit Union. yet because of the fact you have an modern relationship it does no longer harm your credit.

Answer 3

Yes

Answer 4

Yes. That is what credit reports are for: to give information on credit status.

Answer 5

As Bruce J stated before me, The only way they can pull your credit report is
1) if you have applied for a loan, or if you have an outstanding loan with them, or
2) You have an outstanding loan with their affiliate, or

Otherwise, if they pull your credit report without any of the above, they must offer you a firm offer of credit (ie. offer a pre-approval letter, pre-qualification letter, for a loan). Otherwise they have no permissible purpose.

Answer 6

yes

Answer 7

If you have applied for a loan, or if you have an outstanding loan with them, they MAY be entitled to do this. Read your application or loan contract.