employment to refuse to employ someone because they have bad credit.
2007-09-19 08:36:59 · 11 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
Yes. I'm not sure about the legal aspects of it, but I have no doubt as to whether or not it's discrimination. By keeping people wrapped up chasing shiny objects and getting themselves into mountains of debt, the country is effectively ensuring most people have no actual power. Why not increase the dependence on good credit by denying jobs to those who would like to escape the debt trap?
2007-09-19 08:39:59 · answer #1 · answered by Anonymous · 1⤊ 0⤋
No it's not.
If a person has poor credit and applies for a job say with law enforcement then the agency that is hiring will look at the applicant who has poor credit as someone who is not capable of managing their own financial situation. Needing money to resolve credit issues and a position of trust in a law enforcement capacity is simply not a good mix.
Taking the private sector...if the same person applies for a job say with a bank, or as a cashier at a store, or as an accountant with a business....all the same concerns are raised.
The business must take their own interests into consideration when they are looking for well qualified employees.
2007-09-19 08:47:13 · answer #2 · answered by malter 5 · 2⤊ 0⤋
Sure one may label it a form of discrimination or filtering but it is not illegal; bad credit is not a protective class under either state or federal laws,
In the big cities certain night clubs will only allow good looking or rich people in a club form of discrimination yes, legal yes
2007-09-19 08:48:34 · answer #3 · answered by goz1111 7 · 1⤊ 0⤋
It might not be, depending on what the job is. If it involved financing or purchasing, then no, not at all, a credit rating is a sign of competence for the position.
2007-09-19 08:49:23 · answer #4 · answered by Pfo 7 · 0⤊ 0⤋
no, depending on the job they might be afraid of someone taking money or not being responsible
probably not the case for most people with bad credit, but there are some bad apples they would be afraid of
2007-09-19 08:55:25 · answer #5 · answered by MrPotatoHead 4 · 0⤊ 0⤋
Is it a form of discrimination... sure. But it's perfectly legal. There are only specific protected classes (race, sex, etc) that a lawyer can not discriminate based on.
2007-09-19 08:43:13 · answer #6 · answered by Michael C 7 · 1⤊ 0⤋
It is not illegal discrimination. It is illegal to discriminate in employment based on race, religion, national origin, and in many cases gender or sexual orientation.
Other than that, employers can make decisions any way they choose.
2007-09-19 08:48:45 · answer #7 · answered by raichasays 7 · 2⤊ 0⤋
no, employers have to look out for their best interest and poor credit history can often indicate irresponsiblity (not saying this is you, so no offense) and if the job you applied to has anything to do with budgeting and money, they'd probably be more eager to hire someone who can personally manage his/her own money before putting the company's money in your hands.
2007-09-19 08:47:18 · answer #8 · answered by NatBug 2 · 2⤊ 0⤋
It is a shame, but it is legal for companies to do this, with bad credit they feel that you aren't trustworthy.
2007-09-19 08:45:20 · answer #9 · answered by happybidz2003 6 · 3⤊ 0⤋
Actually not. I think it is wrong, personally, but they can do it anyway.
2007-09-19 08:45:20 · answer #10 · answered by Mezmarelda 6 · 2⤊ 0⤋