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I'm living at home right now, but I really want to get my own place. Would it be foolish to move out now, when I could stay at home for a few more years and save money? I feel so childish when I tell people I still live at home, as well as the fact that my family makes me crazy at times. Also, there is a chance I might be leaving soon to work on a cruise ship. However, that job could happen tomorrow, or in 6 months, I just don't know. Oh, and yes I do currently have a job! I'm not a lazy butt, who lies around on their parents couch all day. Opinions?

I'm under 25.

2007-09-18 04:59:46 · 9 answers · asked by Stitch 2 in Business & Finance Renting & Real Estate

9 answers

It is different for each person. The people who tell you "you should be on your own" are not you and do not have to live with your choices or consequences.

First, if the only reason you are considering moving is because of what people think or that you "feel foolish" when you tell them you live at home is not a good reason. Who cares what people think? It matters what you think and your reasons for being at home.

Second, if you are looking at getting a cruise ship job that will take you away from home for long periods of time, why not stay at home and save save save? Granted you may not get the job right away, but it would be good opportunity to work more hours or get a second job to save more or even use the fact that you live at home to take a vacation and do some things you might not be able to afford once you move out.

Once you move out, you will find so many expenses that you took for granted... enjoy it as long as you can.

But remember, it is your life and you need to decide for you whats best for you!

2007-09-25 08:56:34 · answer #1 · answered by Ms Betty 4 · 0 0

Good for you!

If you have established credit, and you can afford to do it, find yourself a place (do some homework first about the area you wish to live in).

Your place shouldn't cost more than thirty percent 1/3 of your income. You should have additional money for food, utilities, transportation at the very least.

If you may be working on a cruise ship for a while, you may not need to move out until that job is done or you could get a small studio apartment that you can retreat to when you return. Be sure to pay up your rent so that you won't fall behind. I pay mine ten to fifteen days before it's due and my landlord loves me for it.

Try to find a place that is heated if you live in a climate that gets cold or an air conditioned place if it is warm so that you don't have to worry about that extra expense. Fix it up before you go so that upon your return, you will have a nice place to come home to. Be sure to stock your shelves and freezer with food, toiletry supplies and other things that you will need so that you won't come back to an empty cupboard.

And, this is the Mom in me speaking, do not let anyone stay in your place that will cause you to lose your place or have neighbors complaining about you.

You don't want it to be so obvious when you're home when you are home.

Best wishes to you.

God blesses the child who has his/her own.

2007-09-18 05:25:57 · answer #2 · answered by L M 5 · 0 0

STAY!! Once you move out, it'll become more and more difficult to save.
Most places require that you sign a lease. If you don't know how long you're planning to stay in town, it'd be silly to rent a place that you're going to have to continue paying rent on until the lease is up. That's quite an expensive storage unit for your things if you're living on a cruise ship and all your stuff is in an apartment.
Don't feel silly for telling people you're still living at home - they're all wishing they'd done the same thing.

2007-09-18 05:10:00 · answer #3 · answered by Roland'sMommy 6 · 1 0

It really depends on the personality of the family members involved .

I moved at 18 , that was more than enough time with the parents and
If my child had a job (not going to school ) ,
6 months would be the upper limit for living in the house and Not paying rent .

BUT , everyone has different tolerances . . .

Only You know what your family situation is .

>

2007-09-18 05:17:11 · answer #4 · answered by kate 7 · 0 0

Stay where you are and SAVE your money. Nothing is worse than "manuevering" around out here in this cold world, with no available "assets." Until you find something definite, don't go forward with loose bearings. I have always and will "stand by" the fact that a job makes the difference. What shall we then say to these things? If GOD be for us, WHO can be against us? - Romans 8:31. The Lord daily loadeth us with BENEFITS, even the God of our salvation. Selah. - Psalm 68:19. Peace, Love and God Bless.

2007-09-25 06:37:53 · answer #5 · answered by In God We Trust 7 · 0 0

if family makes u crazy at times, just find an extra job.
u'll be making extra cash and away from family ;-)
visit daveramsey.com at under 25 u have a great chance not to learn hard expensive lesson about ur money.
getting a lease will be expensive if u get the cruise job - u'll pay to keep it vacant.
hold tight on place of own while u save save and pay off bill.

2007-09-18 05:20:47 · answer #6 · answered by Anonymous · 0 0

From experience, If you can tolerate your parents and they you than stay right where you are at. You have plenty of time to be out on your own and if you were to get the job on the cruise ship then why pay rent at a place you will not spend much time living in. Discuss this issue with your parents, if your welcome to stay then save save save.

2007-09-18 05:16:30 · answer #7 · answered by Anonymous · 0 0

You need to be on your own.

You are a grown woman and need to be living life as an adult. Living off your parents stunts you. You feel childish telling people where you live for a reason. Move on your own and develop an adult relationship with your parents.

They will always be there if you need them. But you need to be on your own.

2007-09-22 02:13:14 · answer #8 · answered by rochelletherealtor 2 · 0 0

Stick it out a bi longer,It's a BIG BAD world out there!! you are far from childish,you are the one who's got extra money in your pocket at the end of the week when yer mates are skint.Leave once YOU are ready to leave and not pushed into it! Parents can drive you wild i know,They still care for you even if your in your 30s. I know belive me.I moved out at a yong age, but they are ALWAYS there for me in my times of need!

2007-09-18 05:10:29 · answer #9 · answered by BuddhistPunk 2 · 1 0

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