I recently read that Hilary Clinton, if elected, wants to make health insurance manditory for all americans. I frankly do not know what I would do if this happens. I have pre-existing conditions which makes me "uninsurable" in the eyes of the insurance companies. They won't touch me with a ten foot poll. And I have tried. Is she going to insist that my husband get a different job and hope that the open enrollment will take me. Or that I get a full time job for coverage (again, hoping that I would get coverage) and pay most of a paycheck not only to insurance but to have someone else take care of my son, who has his own developmental issues.
Please tell me if I am looking at this all wrong or if there would be a simpler solution if she does get elected.
2007-09-18 02:55:26 · 5 answers · asked by Lorelei 3 in Politics & Government ➔ Elections
Actually, while I'm not a fan of Mrs. Clinton, her proposal does account for people in your situation, namely that a person cannot be refused insurance because of a pre-existing condition. Now, what I don't know, is what the impact of said condition on the premiums will be.
2007-09-18 03:04:51 · answer #1 · answered by Joe 2 · 2⤊ 1⤋
The Clinton plan requires that insurance companies be willing to insure you.
The insurance companies have planned for this contingincy, which is why they've introduced the high deductible plan. This plan makes the insurance premium affordable, but the insurance only pays after the deductible is met.
Typically, a person buys insurance, and once the 20,000 deductible is paid by the person, the insurance company pays 90% of all health costs incurrred that year.
Then the same thing happens the next year.
2007-09-18 11:50:52 · answer #2 · answered by Ricky T 6 · 0⤊ 0⤋
You like me are screwed. Being a Cancer survivor, I would have to spend big, big, big bucks to have insurance. But if I sold everything I owned and lived under a bridge and didn't pay taxes or contribute to the community, I could get everything for free. What is wrong with this picture?, Now I think we have an obligation to help the poor, but what about the working hard poor. We slave to pay our bills and our taxes, pay sales tax, and do most of the hard working and dying in this country, how about a little help. I don't want free anything, but how about going according to income? Should I get ill again, quite frankly , I'm tapped out and might as well just let it take me. I am still paying medical bills from 5 years ago. We can spend billions on a war to take lives, but how about the prevention and saving of lives here in our own country. It just shows you where our governments priorities are and as one of the WE THE PEOPLE , am sick to death of political Blah, Blah , Blah and nothing changes but the bank accounts of very people who are speaking for us up there in la la land.
OK, am ranting feel better. Sorry everyone, every once in awhile feel the need to get it out. Love and peace.
2007-09-18 10:13:49 · answer #3 · answered by ladyhawk8141 5 · 2⤊ 1⤋
The Clinton plan would require insurance companies to insure you and to cover pre-existing conditions. There is no mandate on you to buy insurance. The mandate is on the health insurance industry to cover you. The idea is to make you insurable.
2007-09-18 10:03:14 · answer #4 · answered by fangtaiyang 7 · 2⤊ 1⤋
baba booey to you madame.
i am not sure about clinton's plan and the un-insured. i would hope that since everybody is entitled to health insurance that problems like this would not occur - but, i'm sure there will be problems.
2007-09-18 10:21:35 · answer #5 · answered by Anonymous · 1⤊ 1⤋