The insurance co. says it will make me a one time offer to settle. However, an attorney friend says I don't need to "settle" and that I am entitled to the full week's worth of pay. What advice do you have for me?
2007-09-17 11:36:59 · 8 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
My advice to you is to hire an attorney. Just because you don't "need" to settle, does NOT mean that you SHOULDN'T settle. There are many costs to weigh. If you litigate, it is extremely stressful, and unbelieveably expensive. You won't win attorney's fees, by the way. You'll have to pay your lawyer out of what you win, and you won't be left with very much. It might be better to settle. However, if you can get punitive damages (depends on the specific facts & the cause of action that you bring against them) it might be better to litigate. The best thing you can do for yourself is to hire an attorney.
2007-09-17 11:55:28 · answer #1 · answered by cyanne2ak 7 · 0⤊ 0⤋
It depends on what you have to pay.
I assume that you missed this work because you were injured, so you likely have a lot of bills to pay to the hospital -- if that's the case, then it's probably a good idea to settle now and pay them.
If you can afford to wait a while for your check from the liable party or their insurance, and believe that you WILL have to wait, then take your time, get an attorney, file a lawsuit, and don't settle until their check is big enough to cover that missed time.
2007-09-17 11:51:52 · answer #2 · answered by Hillary 6 · 0⤊ 0⤋
The insurance company made a "one time offer?" Right. I don't dispute the insurer's representative said that to you, I just doubt the representative's sincerity. As well as the real value of the offer.
Insurance companies are not out to help people. They are businesses which make decisions based upon what will maximize profits.
You are entitled to full medical care and your lost wages. You may also be entitled to punitive damages, other compensatory damages, etc. Your attorney friend is correct. He/she is looking out for you. The insurance company representative is looking out fo the insurance company.
2007-09-17 13:23:48 · answer #3 · answered by mcmufin 6 · 0⤊ 0⤋
get an attorney, dont speak to the insurance company any more let your attorney do that for you. They will take anything you say and twist it.
I have seen this happen many times when I was a sheriff's deputy.
If you had to miss a weeks worth of work then you are most likley hurt enough to get some decent money out of them. you wont break the bank but an attorney will only take a percentage of what you get and he will get you a lot more than they will offer you without one.
2007-09-17 11:53:23 · answer #4 · answered by Anonymous · 0⤊ 1⤋
If you were off for a week due to injuries you should get in touch with a personal injury attorney and let him handle negotiations with the insurance company, he'd get you a lot more money than you'd get on your own.
If you were off because you had no wheels to get to work, you should know that the insurance companies do have built in to pay for your rental car for up to 3 days while you line up a new vehicle, so they should have been making sure you got to work. You certainly have every right to ask for the full week's wages if BY NO FAULT OF YOUR OWN were you missing the time.. :) If they have anything to hang it on you with, they will! :) Ask for the full amount, and be ready to document it with back pay stubs showing an average week's pay.
Don't ask, won't get, that's for sure.. good luck. Remember, the adjuster gets his performance rated by how much of the company's money he saves them, so don't let him intimidate you, be firm, and get the dough.
2007-09-17 11:54:32 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You don't have to settle for a year. If you are planning to sue - because the other party was at fault - it's best to get a lawyer and go for it. If the accident was your fault - you may very well have to settle for what the insurance company offers you.
2007-09-17 11:56:37 · answer #6 · answered by liddabet 6 · 0⤊ 0⤋
An attorney has advised you and you're going to go online and ask strangers who couldn't pick the winner 50% of the time on the People's Court?
LISTEN TO YOUR FRIEND.
2007-09-17 13:03:03 · answer #7 · answered by Bill 6 · 0⤊ 0⤋
on the accident scene you will would desire to collect the names, addresses and touch numbers of each and every of the persons in touch in the accident. to boot to this you'll desire to make an remark of the make, form and registration numbers of the vehicles in touch, extremely if the police are actually not on the scene. Having the registration variety is a sturdy guard against somebody who provides fake touch information, by using fact the police would desire to have the capability to music the owner of the motor vehicle from the driving force and motor vehicle Licensing database
2016-12-26 15:48:51 · answer #8 · answered by ? 4 · 0⤊ 0⤋