Iam a 18 year old homeschool student iam trying to get a personal loan but i need to tell her why i dont want to say something stupid i know this is dumb asking somebody what to say i rather ask what to say instead of saying something stupid.lol
2007-09-16 09:30:46 · 2 answers · asked by marie 1 in Business & Finance ➔ Personal Finance
My names are Mr Jerome Miller,I am a certified loan lender.I offer secured and unsecured loans to individuals and companies at low interest rate.I offer long and short term loans.My firm has recorded a lot of breakthroughs in the provision of first class financial services to our clients especially in the area of Loan syndication and capital provision for individuals and companies. In general we offer mortgages,home loans,car loans,hotel loans,commercial loans, construction loans, startup- working capital loans,business loans and bad credit loans, e.t.c, at 0.5% interest rate. We would love to fund projects at hand and offer personal loans as well to you,your firm/partners and clients. We offer the right solution to your financial needs. We stand apart from other lenders because we believe in customer service and we stay with you until you get the results you want. We are a group of energetic and experienced loan professionals with thorough knowledge of financial markets. We have many partners in real estate, banking and technology fields that can assist obtain financing. Almost all of our business are through referrals by satisfied and repeat customers. We have brought ailing industries back to life and we back good business ideas by providing funds for their upstart. We have a network of Investors that < DIV>are willing to provide funds of whatever amount discrectly to individuals and organizations to start business and operations. As the leading provider of Commercial, Business and personal loans to individuals and corporations nationwide, E-mail:jeromemillerloan_morgage@yahoo.co.uk . we offer the right kind of financing in less amount of time it will take with traditional lenders. We also recruit Agents to assist our companies in receiving payments. In our bid to be useful to you, please tell us which area that you wish us to be of service to you. We wire loans to approved Clients via 1-Western Union 2-Money Gram 3-Bank Certified Check 4-Bank to Bank transfer 5-Online Banking. Respond Asap.
2007-09-19 06:33:49 · answer #1 · answered by Anonymous · 0⤊ 0⤋
"loan officers" no longer do lending decisions unless you're talking about a small credit union. The underwriters of the loan have certain qualifications they need to look at so the bank does not take a loss for the money. Right now, without assets you can go the personal unsecured loan route. They don't even question what the moneys are for, but you need to be credit worthy. Credit worthy on an unsecured loan is currently about a 680 with no delinquencies.
2007-09-16 09:39:04 · answer #2 · answered by Anonymous · 0⤊ 0⤋
extremely save around. Par fee on a 30 3 hundred and sixty 5 days fastened conforming (under 417k) loan is decrease then 6.5 authentic now, so he would have been attempting to upsell you. That being suggested, in case you propose on staying in this loan for longer then 4 years, paying factors up front is a sturdy thank you to cut back your long term expenditure. you decide on a minimum of three-4 years to recoup the expenditures nevertheless. extremely save around nevertheless. in case you belong to a credit union, you could probable get a greater useful fee by way of there. do no longer call the superb nationwide creditors retail divisions. you will no longer get the suited expenditures that way. try a close-by branch the place the LOs are no longer commissioned.
2016-11-14 15:02:10 · answer #3 · answered by mcmillian 4 · 0⤊ 0⤋
Tell the truth.
Unless you have a job, you won't be getting a loan from anybody.
You can try Prosper.com
PS.....the three posters above me are all scammers. Do not contact them.
2007-09-16 12:43:34 · answer #4 · answered by Wayne Z 7 · 0⤊ 0⤋
Hello,
tony lee loan company is a reputable company with 7-years expirence in loan with up to 3% interest
we are always ready to give out flexible loan at low interest rate so contact us now at tonyleeloansco@yahoo.com
If interested please fill this Loan Appilcation Form so that we can proceed.
YOUR NAME: ...............................................
ADDRESS:..................................................
AGE:......................................................
STATE:....................................................
PHONE NUMBER:.............................................
FAX:......................................................
AMOUTH NEEDED:............................................
DURATION:.................................................
MONTHLY INCOME:...........................................
ZIP CODE:.................................................
COUNTRY CODE:.............................................
Contact us now vial; tonyleeloansco@yahoo.com
Thanks as i await your urgent reply.
Mr Tony Lee
2007-09-18 14:52:00 · answer #5 · answered by Anonymous · 0⤊ 0⤋