What is a background check?

Question

What details can someone see if they pull up a background check, and also what do they pull it up by? is it your social security number?

Answer 1

Private Party Background Check:
If a private party (company) does the background check, they do not get your social Security number unless you give it to them, or you give them permission to run a credit check. This is closely regulated by the Fair Credit Reporting Act, which is a nationwide law. You will know if you gave them permission by what forms they asked you to sign.

Applying For Credit:
If you are applying for credit, then the credit application includes permission for them to run a credit check, which contains your SS number.

Government Background Check:
If the police or FBI are doing the background check, then they can get all of your information including your social security number.

Complete Background Check:
A complete background check, without the credit check, will include current phone number, address, address history for 30 years, age, birthdates, household members, relatives, associates, property ownership, lawsuits, marriage, divorce, criminal records check, sex offenders, terrorist watch, bankruptcy, tax liens, and more.

Free Background Check:
You can do a free background check, yourself, to find out what information will show up.

If you are willing to do some research yourself, you can perform a background check on someone for free. Your results will depend on the details:
What information do you want?
How much research are you willing to do?
How fast do you want it?

Do-it-Yourself Free Background Check Details

a) One Detail is finding out your subject-persons lifetime travel history. He could have committed a crime anywhere he has ever been.

b) 2nd Detail is that you could miss important records if you miss any of the locations that your subject-person has been to.

c) 3rd Detail is the amount of work you must do to check every courthouse in those locations.

d) 4th Detail is cost. If the courthouse has digitized their records and published them on a website, then you can often review them for free. But if you must travel to the courthouse, that requires your time and travel costs. Finally, if you want a copy of the record, some courthouses provide free copies and some courthouses charge up to $1 per page.

e) So a do-it-yourself background check may cost you a significant amount of money if you want to perform a complete background check.

Criminal Background Check:

Criminal records are kept by the Clerk of Courts in each courthouse. We know there are 50 states, 3000 counties, and about 30,000 cities, towns, or townships in the United States. Every city, town, county, state, and the federal government may their own courthouses. That is a lot of courthouses, and most of them do not share their information. However, you are allowed to review it because , it is all public information.
If you know where the subject person has lived and traveled, then you know which courthouse records to check.
Other Records:

You will probably want to check out some other records on you subject-person.

What do you want to know about?

Bankruptcies
Civil law suits
Tax liens
Corporate ownership
Property ownership
Professional licenses
Associates and Business Partners
Marriages and Divorces

Here, you have the same issues that you had with the Criminal Records. All of that information is public, and you can review it, but the information is not all in one place. You have to find out where it is, and you may have to go there.

Information Aggregators

Some companies on the Internet specialize in collecting all of this public information, putting it in their database, and making it available for instant access. For example, Illinois Youth Soccer (www.iysa.org) has a Risk Management publication that refers to BackgroundSearch.com
http://backgroundsearch.com

You can review some of this information for free and get the results immediately on the internet.

How to Do-It-Yourself Background Check for Free:
http://backgroundsearch.com/Free-Search-Resources/FAQ/free-background-check.html

Step #1 – At an information aggregator, like BackgroundSearch.com , you can put in your subject-person’s name and find every city that he lived-in. That website provides this information for free. You can enter as many names as you like. Now you know which courthouse records to review.

Step #2 – At BackgroundSearch.com, you can find a list of the courthouses and Criminal Record Offices of every city, county, and state in the USA, along with their website (as reported to the U.S. government).

Step #3.- Review the public records at the courthouse website, or go to the courthouse (if they do not have a website).

Step #4 – Back at BackgroundSearch.com , you can find the Record Offices for Vital Records (Marriage, Divorce, Births, Deaths). Repeat step #3 for Vital Records and any other type of records that you need.
Sex Offenders:

You can find a list of convicted sex offenders, which is kept by the U.S. Government, here: http://www.nsopr.gov
Purchasing a Background Check:

If you want to get a complete report, instantly, you can purchase a comprehensive background check from BackgroundSearch.com (or other information aggregators). The companies have to cover their costs to gather all of the public information, put it in a database, keep it up to date every day about everyone, and make it available to you on the internet for instant access. So, every company (without exception) has to charge you something for a complete background check.

Answer 2

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Answer 3

The answer really comes down to how in depth the background check is. Yes they could, and usually do use your SS#, but your name, date of birth, and other indicators, can be used as well. A general background check, would mean talking to your references, for a job. A very in depth one, will also check out your parents, and possibly your grandparents, to see what their backgrounds were.

Answer 4

In all essence, a background check validates who you are and whether you are telling the truth about your past or omitting any specific details that would hinder someone placing their trust in you. Whether for business or personal relationships. From the simplicity of what was just stated, it sub-branches into many different legal aspects of what a background check can and cannot find out about you.

Answer 5

The previous answer is quite detailed and I would like to add only this - if you would like to get a sample background check done here is a company I found useful and that I used sometime ago - it is called http://www.reversecellphonerecords.com. If you are not satisfied and or don't find the info you are looking for you can get a refund.

Answer 6

Well, for example, when a police department does a background check for potential employees they usually run your fingerprints through the FBI networks, do a credit check, and run your SSN and personal info through NCIC (national criminal records network) and state networks. This is on top of the standard work history and references checks. A drug test and psycological exam are usually included.

Answer 7

There is only one reliable, trusted source for this type of information. As a current P.I and former DT for LA Narcotics, I can only attest to the following as being legitimate: https://backgroundreports.im

Answer 8

I think it generally involves looking for police records, possibly credit history, and any other information that would be a measure of your honesty and reliability. It probably is by social security number if they have it.

Answer 9

im pretty sure its everything that had to do w/ that person and the legal system, anything thats documented, and theyre life/family and stuff

Answer 10

http://9nl.co/9ht6