if it is paid off which it is free and clear aren't they suppose to send something to the county or me saying

Question

it is paid off? i bought it from the previous owner which is where i sent my payment too. but he is deceased and the lawyer who took over will not return calls to him asking him for something saying i paid off the property.

this was suppose to go with another question about selling my property and i can't sell it until i can prove i paid it off i believe a reconvayance? is there other steps i can take to help the sale go through?

Answer 1

sounds like you need a lawyer of your own. yes, you should get the deed, assuming you are talking about a house or piece of land

Answer 2

is "it" a land contract? a promissory note? a mortgage? Yes, if you have met all of the terms according to the original documents, the payor should provide you with a "release of lien" or other such document that you file with the County Register of Deeds (get a receipt or record that the document has been filed in connection with your parcel), your homeowner insurance company, and anyone else who has an interest in the status of the asset -- like a former spouse with a property interest, (if the instrument refers to an automobile, you would file with the DMV, for instance). If I were in your shoes, I would write a very nice letter to the lawyer who received your payments and request this document. Follow up the letter with a phone call about a week later; then a second letter, always being civil, polite and business-like.

Answer 3

Go through a Title company which can pull the Title and see if it is clear or not. If it is great, if it isn't all the information is there for the Title company to access and to get the information you need for the payoff. They don't always send the paperwork to the correct address because at the end of the transaction you are asked for a forwarding address and if there is none stated, then it is sent to the last known address or the property address. That is how paperwork gets lost.

Answer 4

I hope you didn't pay cash...because if you did, you just flushed your money down the toilet.

See ANOTHER Real Estate attorney to send him a letter demanding that he file the release of lien at the courthouse.

I also hope you have something in writing to show if you paid "X" amount of money, that would pay off the note in full.

Going to the courthouse is pointless, unless you are looking to see if they have since filed the release. The court clerk is NOT involved in financial disputes.

A title company isn't necessary becauase either way, you are going to need legal advice to handle the transaction, and they cannot provide that to you...an attorney can check all of that for you. This is NOT something that would be expensive.

Answer 5

You will need a lawyer. I'm assuming you sent your payment as a cheque. If you go through your records to see if the cheque has been cashed you will also see who cashed it.
A lawyer will be able to get things moving quite quickly (people tend to stand up and listen when they get legal letterhead sent to them)

Answer 6

You might have been shafted in a hustle .
You best get down to the county recorders office and see what the real story is .
I do hope you have canceled checks for the payments and a copy of the loan contract .

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Answer 7

How did you get yourself in this situation?

I don't know what the "item" you are asking about is, but if it's worth a significant amount of money, you should consult a lawyer...

Only they will be able to help you the right way.

Answer 8

If I were you I would go to the lawyers office first thing in the am.and demand you speak with him....then to the court house where they keep the deeds.

Answer 9

You should have gone through a bank or a title company. I don't know how to help you. Sorry.