Hi Friends
Can someone please suggest me whats the safe way to do an investment in India which would give 10000Rs/ month return?
2007-09-12 06:13:39 · 10 answers · asked by Nimesh M 1 in Business & Finance ➔ Investing
Dear friend
There are lot of variables in the question you asked.
First and foremost important will be the amount you have at disposal to invest
Second will be your risk of appetite.
Third how long you want to remain invested.
Based on those 3 factors somebody can decide what will be good investment options for you.
If you are very conservative and don't want to take any risks you have an option of Fixed Deposits.
There are other options like stocks and mutual funds which can be riskier but can pay more rewards. Again your portfolio can be mix of all three or just stocks and mutual funds.
I have personally invested in MF and have earned about on avg 25-30% for last year and half.
But going fwd you have to keep in mind past performances are no indicator of future in stocks and MF's.
Hope this helps.
Thanks
2007-09-12 06:43:11 · answer #1 · answered by timepasse 2 · 1⤊ 0⤋
It basically depends on the investment which you are ready to make.
A normal FD gives you around 9.5% return per annum.
A mutual fund might be the next option and again it depends on the fund which you are going to chose.
You can even directly invest in stocks without taking any exposure and without speculating by news, so that the investment is safe and will be getting some good returns.
If you are afraid about burning your fingers then better leave it to your broker who got the PMS and it will work for you.
But all these depend on the investment which you are going to make.
All the best.
2007-09-12 13:36:09 · answer #2 · answered by Bhuvan 2 · 0⤊ 0⤋
Dear Nimesh
A strategy like following would be best suited for your purpose since you have asked "safe way"
"DONOT PUT ALL EGGS IN ONE BASKET"
"SPREAD THE RISK"
As share markets are very volatile world over, and taking into account that markets can crash for short periods or longer periods, I sugget following :
1. Rs. 200,000/= to be invested in Arbitrage Funds which are giving returns of 10% p.a. = Returns Rs. 20,000/p.a.
2. Rs. 200,000/= to be invested in Bank FDs = Returns of Rs. 18,000/= p.a.
3. Rs. 300,000/= to be invested in MIP scheme of a Good AM
C, with a monthly transfer of Rs. 10,000/= to a Aggressive Growth Scheme of a mutual fund. = Returns of Rs. 200,000/=
over a period of 36 months (safely) . This appreciation of Rs. 200,000/= will be available to you at end of 36 months.
= Returns of Rs. 66,666/= p.a.
In additionThe Original 300,000/= invested in MIP scheme would generate some cashflow on a monthly basis, if you donot want monthly withdrawals then this amount will be more.
Returns = Roughly Rs. 15,000/= p.a.
Total Returns = Approx Rs. 120,000/= per year
If you want more details as to exact workings and which are the appropriate AMCs, No Load funds and other details, you are welcome to contact me at :
premalok@rediffmail.com
www.freewebs.com/shrutifundz
2007-09-13 09:20:12 · answer #3 · answered by premlula 1 · 0⤊ 0⤋
How much are you willing to invest . Look at mutual funds. Probably a safe investment of 10 lacs in a mutual fund will give u this kind of return
2007-09-12 13:18:52 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Keep a deposit in a bank in such a way that the interest comes to Rs. 10000 p.m
2007-09-12 13:50:03 · answer #5 · answered by Naren 3 · 0⤊ 0⤋
One main variable in your question is "How much do you have to invest?" Let's say you only have 10000 Rs, and want 10000 Rs/mo back, best of luck to you on finding that! =)
2007-09-12 13:20:35 · answer #6 · answered by Understanding 2 · 0⤊ 0⤋
no way is safe way in this market no body can help u except u are on your own keep u'r eyes wide open mentally alert take hard and wise decisions dare and learn every thing around u and analyse the situations best of luck!
2007-09-16 02:53:01 · answer #7 · answered by cheeto 2 · 0⤊ 0⤋
since u had mentioned the word "safe". the safest investment is POMIS. but the limitation is u cannot deposit more than 4.5 lac in single and 9 lac in either or survivor mode. now some bank offers MIS type of deposit. watch for it
2007-09-13 04:52:20 · answer #8 · answered by periyar selvam 2 · 0⤊ 0⤋
buy Reliance Petroleum Shares
RPL
currrnet price is around Rs 128
and butsay10000 of them.and just keep it for 1 year
2007-09-12 14:15:17 · answer #9 · answered by Anonymous · 0⤊ 0⤋
if you have sufficient money; go for bank's term deposit with equivalent payable monthly interest at the best of rate in any nationalised bank. safe.
2007-09-12 13:45:02 · answer #10 · answered by prince47 7 · 0⤊ 0⤋