I have contracted a painter to paint the exterior of my house. He has no insurance, but has agreed to sign a release to not hold me responsible for any injury he incurs in the job. How should the release be worded? I have homeowners insurance. Is there anything else I have not considered?
2007-09-12 02:39:36 · 5 answers · asked by Lawrence45 1 in Home & Garden ➔ Maintenance & Repairs
Yes , get one that has insurance, the painter can sue you even if he signs a release, and gets hurt ON your property.
2007-09-12 02:45:50 · answer #1 · answered by William B 7 · 1⤊ 0⤋
Just FYI, most states don't require Painting Contractors to have licenses, therefore several even though reputable in their work, will not have insurance. BUT, my husband works for a Painting Contractor, and carries insurance and had himself licensed. This ensures the customers will be protected and so will his help. But, call your insurance agent and ask him the same questions.
I would consider also calling the BBB (Better Business Bureau) and check out whomever you decide to use. They will have records of any outstanding complaints.
2007-09-16 09:11:51 · answer #2 · answered by Anonymous · 0⤊ 0⤋
How much are you going to save hiring this guy instead of a real contractor? What kind of a job will he do? Are you going to finish the job yourself when he disappears? Good luck to you.
2007-09-12 11:18:03 · answer #3 · answered by John himself 6 · 0⤊ 0⤋
I would contact my lawyer or insurance agent for this answer. In these litigious times, you can't be too careful!
2007-09-12 09:49:35 · answer #4 · answered by crewelwoman76 1 · 0⤊ 0⤋
Even if he signs a wavier and he gets hurt he can still sue you.
2007-09-12 23:28:19 · answer #5 · answered by gonecrazytoday 3 · 0⤊ 0⤋