Poor idea more times then not.
2007-09-12 00:07:52
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answer #1
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answered by Anonymous
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You do have some sensible answers here, Ms Becham and should give close thought to all of them very carefully...
What you must consider first is your age...are you over 18, the legal age to sign a binding contract...?
Next, ask yourself why he can't buy a car on his own and if he intends for you to help making the payments...
If something happens between you two it could become a nasty obligation possibly leaving you making payments for his toy. If you cannot afford those payments and go defunct then you are beginning your life with a poor credit rating which will cost you a great deal more when you go to purchase your own car at a later time...a bad credit report will never go away and it takes years to rebuild credibility... This is not a good way to start out in life, believe me...
A car is a huge responsibility of purchase, maintainance and insurance costs. He will want minimum insurance coverage allowed and if something happens to total that car at his fault, you both will be paying off a loan and not have a car to show for it...
This definitely is not the way to share a healthy relationship and he should not be asking you to take part of the responsibility for buying a car he will have most benefit of...
Let him find work of one or two jobs and save what money he needs to prove to you he can face responsibility to provide for the needs of a relationship you would hope to lead to marriage...
There is no shortcut to responsiblility...you can only face it and commit to it, there are no options...! If a guy cannot provide for his own needs then how will he ever provide for a marital responsibility...?
I don't feel he is using you but is only wanting more for both of you. Yet, he must face the facts that he must improve upon himself and prove it before asking you to indulge in such a responsible act...
It's a bad idea...don't do it...!
2007-09-12 00:54:09
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answer #2
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answered by farplaces 5
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The fact that you are questioning this, means you already know the answer. Bad idea. the only way I can see you doing this safely, is to sit down and talk about what happens in the event you break up. Agreeing to it and then putting it down on paper. Say you break up, and he makes all the car payments and keeps the car, or you make all the payments and keep the car. Or he buys out your interest in the car.
And if this does not sound romantic, think about what will happen if he takes the car, does not make payments on it, or even makes late payments. In this event your credit will be ruined. As my mother would say, Better Safe than Sorry.
2007-09-12 02:27:00
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answer #3
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answered by Anne2 7
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Sounds a bit scary to me. Two years should indicate a solid relationship, but if he's wanting you to buy a car together, it sounds like he can't afford one on his own. I may be wrong about that, but that's the way I'm reading it. If you want him to have access to a car that he can't afford and you can, consider buying the car yourself, keeping it in your name, and letting him use it. That way if you two do break up, the legal issues with the car are very simple.
2007-09-12 00:27:33
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answer #4
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answered by Shane 5
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Bad idea. Wait til you are married before living together, purchasing items together like a car or house. You need the commitment and permanence.
2007-09-12 02:25:51
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answer #5
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answered by Lydia 7
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Bad idea. Never buy a car, house, cell phone or anything with someone you are not married to. He could easily drive away with that baby and leave you with the bill and then you have to go to court to battle it out.
Tell him if he wants a car, buy his own and you will buy your own.
2007-09-12 00:18:23
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answer #6
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answered by KittyKat 6
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that is a bad idea. If the relationship ends then who would get the car. One person would also face the loss of money that they invested in the car.
DON'T DO IT!!!!!.
2007-09-12 01:13:24
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answer #7
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answered by nykate_winslow 4
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Before investing in a car together, you best find out who will be responsible for said car's payment if he decides not to be your boyfriend anymore.....and who gets to keep it. Invest in each other first, if he is that confident you will remain together, get married, then buy the car.....then you will have rights if it doesn't pan out for ya. Im such a pessimist.....but that will be my humble opinion
2007-09-12 00:11:14
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answer #8
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answered by mowsermae 3
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Very bad idea. Unless your married, keep all of your assets separate. You don't need your credit ruined because of him either. If he can't afford a car on his own, you should be looking for a boyfriend who can.
2007-09-12 04:19:29
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answer #9
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answered by Sondra 6
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That sounds like the I'll by a car and you will help pay for it ruse.
Let me guess, that is so you can go out together.
Here is sobering thought.
If he cannot buy his own car, he may not be marriage material.
If he is not marriage material why enter into other contarcts together.
2007-09-12 00:49:29
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answer #10
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answered by Flagger 6
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Yeah, find a way out of that one. BAD idea. Your instincts are already telling you it's a bad idea, otherwise you wouldn't ask the question. Trust your instincts.
If he gets upset, maybe you should find a boyfrined who can afford a car on his own!
2007-09-12 00:09:30
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answer #11
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answered by JustAskin 4
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