i need a personal loan but have been refused. Can anyone help?

Question

I have three paid defaults from three years ago (under $1500). I need a personal loan of $14000.00. I don't own a home so i cant give security. Only my car that is worth $8000 and is paid for. But no one will lend it to me. does anyone know where i can go to get a loan considering my bad credit.

Answer 1

There is no such thing as NEEDING a $14,000 personal loan. If you don't have the money, you can't afford whatever it is. If you are trying to pay off something you owe, you already HAVE a personal loan from whoever you are trying to pay off.

Answer 2

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Answer 3

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RE I need a personal loan but have been refused. Can anyone help?

I have three paid defaults from three years ago (under $1500). I need a personal loan of $14000.00. I don't own a home so i cant give security. Only my car that is worth $8000 and is paid for. But no one will lend it to me. does anyone know where i can go to get a loan considering my bad credit.

Answer 4

Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interestcomfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.

Answer 5

You can't get an unsecured loan. You'll have to get a secured loan, demonstrate that you now a good payer, then you may be able to get more.

Also, get a non-Capital One credit card. You'll start with a small balance but it will help your credit. Cap One reports your highest balance as your credit limit, so most of the time it looks like you're maxing out your credit card.

Answer 6

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

Answer 7

You may be able to get a secured loan with your car as collateral but it won't be for the full amount but it could be something. I did that with Wells Fargo Financial (using my car as collateral). I'm also responding because many of your answers looks like they are from loan scammers. Please be careful. Before you share any personal info., get a verifiable business name, address and phone number. And the tipoff for these scammer is they want upfront money. It is illegal in the US for a lender to ask for upfront money before you receive a loan. Good luck to you.

Answer 8

I understand your situation exactly.A friend gave me this web site www.easycapital4u.com Give it a look and see if it is something you may want to try. Good Luck

Answer 9

Try your friendly neighborhood drug dealer. I hear he's pretty strict on getting paid back though.

Answer 10

contact one Mr Willson with this e-mail address [e-mail] he can help you out.