My landlord refused to fix anything, so I withheld rent, because of that my landlord issues a pay or quit. We went to court and the judge had our lawyers to meet and settle the dispute. Once our lawyers settled it, the judge dismissed the case without prejudice (that means there was no judgement against either one of us) The landlord made the repairs, and I continued to live there MONTHS after all of this was settled. So why do I have this eviction, and how can I get it removed from my record?
2007-09-09 13:08:42 · 8 answers · asked by l.malbrue 2 in Politics & Government ➔ Law & Ethics
LET ME BREAK IT DOWN FOR ALL THE KINDERGARTENERS . I AM NOT TALKING ABOUT A CRIMINAL RECORD, I AM SPEAKING OF A CREDIT RECORD
2007-09-09 15:48:34 · update #1
The lawsuit was filed so even though you settled, the fact of the filing remains on your record. You can file an explanation with the credit bureaus, giving your side of what happened. You can ask you former landlord to update the record.
And finally, you can dispute the record by writing to the credit reporting agencies and saying you dispute that record. For this last one, you might want to seek an attorney's assistance in the dispute becasue there are very precise ways in which you have to do it.
Hope this helps.
2007-09-17 12:45:43 · answer #1 · answered by CGordo 4 · 0⤊ 0⤋
The record is there because the landlord reported the case to the credit bureaus. Identify the credit bureaus that are reporting the case and send them a copy of the dismissal. Tell them, by certified mail, that you will wait 30 days for them to expunge the record. If they do not, sue them under the Fair Credit Reporting Act. The case is worth around $100,000 if your credit rating was over 720 before the case was reported, and less if your rating was lower. If the rating was in the 500s before the case was filed, then the lawsuit is not worth much at all.
2007-09-17 11:16:15 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You need to send a letter to the credit agency explaining the situation and you need to send them any documentation you have. They will investigate and then send you a letter letting you know what they have done. It may take more than one try to get this removed from your record. I hope you take pictures of anything that needs to be repaired along with any documentation of when you spoke with the landlord about getting it fixed and when it was repaired. Heres what I do, because I've been where you are, I take a picture of what needs to be repaired, I call the landlord and inform him and I document on the picture the date that I spoke with him or left a message on his machine, then I send him a letter stateing that "Per my message left on" or "per our conversation on" I staple the picture to the letter and continue to document EVERYTHING until the repair is made. This way you have documentation if you ever need to go to court again. Oh, and when you send the letter send it registered so someone has to sign for it. That way he can't say he never got a letter from you.
2007-09-17 08:10:55 · answer #3 · answered by Anonymous · 0⤊ 0⤋
your first mistake was in withholding rent. if you don't pay the landlord has the right to evict you. sorry, your fault. perhaps if you talked to him he might agree to an expunging of your record. but it may be seven years before it's removed.
2007-09-15 07:07:53 · answer #4 · answered by Loren S 7 · 0⤊ 0⤋
A 'record' as such is only as the result of a criminal, etc. court conviction after being charged. There is no such thing as a 'record' for civil cases so there is nothing to remove. i.e. no record.
2007-09-09 15:42:13 · answer #5 · answered by Penguin_Bob 7 · 0⤊ 1⤋
You can offer a rebuttal on your credit report. You need to contact the credit reporting agencies and they will assist you.
2007-09-17 12:51:04 · answer #6 · answered by sanityinga 2 · 0⤊ 0⤋
i think someone needs a time out.
2007-09-17 11:15:54 · answer #7 · answered by git r done 4 · 0⤊ 0⤋
you loser have fun being on the street *****
2007-09-14 18:42:31 · answer #8 · answered by Anonymous · 0⤊ 2⤋