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2 answers

Wait the 7 years till it falls off your credit report.

Contact the creditor and negotiate settlement of the outstanding balance. You'll still have the repo but at least it will be paid.

Despite what any debt repair company tells you, there is no magic wand to make legitimate negatives disappear from your credit history.

2007-09-09 12:10:33 · answer #1 · answered by bdancer222 7 · 2 0

I agree... 7 years... that's all you can do is wait.

Ken Clark
Certified Financial Planner

2007-09-09 12:41:37 · answer #2 · answered by Anonymous · 1 0

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