Could I set up a payment plan? I was recently in a car accident with this guy. I was driving my mom car she had no insurance and I admit I was at fault. I dont make enough to pay his payment in full and nor to afford a lawyer. The guy is suing me for car damages and bodily injuries. The guy himself is suing not the insurance company. I live in Houston, Texas
2007-09-09 10:12:15 · 6 answers · asked by uloarnett 1 in Politics & Government ➔ Other - Politics & Government
The car you hit has what is called UNINSURED MOTORIST coverage, if they had any insurance at all--it is a required coverage, and that will have to pay up to the limits of his coverage. Get the name of his insurance company from the police report of the accident and file a claim with them under his UNINSURED MOTORIST coverage. He has no right not to give you that information or to choose not to report it to his carrier. My question: Why was your mom's car not insured, and if you KNEW that, you had to be CRAZY to even think of driving it. What were you thinking? Also, NEVER NEVER NEVER admit liability to ANYONE EXCEPT POLICE. Let the insurance company of the other driver sort it out.
2007-09-09 10:23:40 · answer #1 · answered by Mike 7 · 0⤊ 0⤋
You need to find out if you can get a court-appointed advocate to help you with your lawsuit. Most courts have people you can talk to or have volunteer advocates who may help you get a hearing with a judge, or help you settle out-of-court. A settlement is better than losing the lawsuit. The settlement will allow you to make payments on the damages, a court award to the suer and you losing the suit will result in the court garnishing (taking no matter how much you protest) every penny of all of your wages until the court-ordered amount is paid in full.
If you can't afford a lawyer, contact the law schools near you and see if a law student will take your case!
South Texas College Of LAW Main Office www.stcl.edu
Texas Southern University - (713) 313-1075
Even though you are at fault, by trying to settle out of court you can arrange for payments and avoid your wages being taken away leaving you no money to survive for five years.
Good Luck. I would call the law schools if I were you.
2007-09-09 10:27:55 · answer #2 · answered by enn 6 · 0⤊ 0⤋
Once he obtains a judgment, then the gathering system starts. The pass judgement on can order a judgment debtor examination to look what form of resources you might have. If you might have a automobile, for illustration, the pass judgement on can order that the automobile be offered at public sale. Same with different resources. There are limits that differ from state to state. Most states will exempt one automobile and the gear of your exchange. If you might have a task, the courtroom can order your wages garnisheed. That is quite often approximately 25 percentage of your sales. All that charges cash and so very generally the plaintiff will conform to a cost plan however provided that it has automated penalties, akin to your contract that if you're ever one minute past due or one greenback brief, then you definately agree that the sheriff can instantly grab your automobile, or that your wages can instantly be garnisheed or some thing like that.
2016-09-05 08:03:39 · answer #3 · answered by ? 4 · 0⤊ 0⤋
The other driver has to sue you, not an insurance company. If he gets a judgment against you, it will be up to him to collect on his judgment. If you have nothing, he cannot get anything from you.
Don't agree to make monthly payments. Just say you cannot pay.
2007-09-09 10:35:43 · answer #4 · answered by regerugged 7 · 0⤊ 1⤋
he can sue and will be awarded the judgment. as far as i know, they can not garnish wages in the state of texas (but maybe that is just creditor garnishments). i'm sure they can put a lien on any property you own.
other than that.... hmmm.... jail time?
2007-09-09 10:22:11 · answer #5 · answered by Punkerjim 5 · 0⤊ 0⤋
the guy gets your car.
2007-09-09 10:33:10 · answer #6 · answered by theo c 6 · 0⤊ 1⤋