Ok lets say a friend borrowed money from you (~$1500) and they kept saying they would pay you back for 8 months. You find out they are thinking of buying a WII and have been paying a game subscription of $19.95 a month... and has not paid you a thing. You have already questioned them on it and they got mad at you for doing so saying.. "your accusing me of being some sort of con artist and thats intolerable to me" "never talk to me again"
Would you:
- Be friendly and forget about it
- Get mad and question them on it
- Get pissed and go crazy on them (like cuss em a little and raise your voice)
- Take them to court
- Take them to court AND go crazy
2007-09-09 02:56:15 · 18 answers · asked by Anonymous in Family & Relationships ➔ Friends
I think if you loan money, you have to consider it a "gift" so bitterness doesn't get in the way of your friendship. I guarantee you the person you loaned it too feels awful, but just doesn't know how to approach the subject. Good luck!
2007-09-09 05:35:00 · answer #1 · answered by betternher 5 · 0⤊ 0⤋
First off does sound like they are much of a friend, second if you can afford to leave it then do so, but lose the friend cos they'll undoubtably do it again some time. If you can't afford to let it go then I'd question why you loan anyone money when you actually need it for yourself.
A good rule of thumb don't lend money unless you can live with it being not repaid.
2007-09-09 03:06:09 · answer #2 · answered by Paul R 2 · 1⤊ 0⤋
None of the above!
I'd take note that I had no chance of getting repaid, and make certain I never lent them any money again.
Firstly, for 8 months, they kept saying they'd pay you back - but never did
Secondly, they clearly aren't strapped for cash, in view of their intended purchase of a WII and that game sub. of $20 a month. But equally certainly, they have no conscience about spending money on these when the first call on any money they have spare ought to be paying off some of their debt to you.
Thirdly, when you question them about it, they get mad and try to turn it back on you by saying, in effect "you don't trust me".
Finally, they tell you "never talk to me again".
Let's look at this. First they keep promising to pay. At that point, at least they still acknowledge that it's your money, and they owe it to you.
Second, they are defensive and hostile when you effectively ask them how they square spending money on themselves when their first priority ought to be repaying the debt to you. The anger and hostility is a direct response to the fact that you are speaking the truth, they know it, and they don't like it because by now they have no intention of paying you back..
Third, they accuse you of thinking of them as a con artist, because that's exactly what they are, and they know it! But claiming that it's YOUR opinion enables them to offload on to you the guilt and responsibility that is rightly theirs alone, and which they will not accept.
Finally, under the pretext that YOU have accused THEM of bad faith, they tell you never to talk to them again - which is exactly what they want, because it means they'll never be hassled again about the money, which they do not owe to you at all, because it is now theirs!
A con artist? Yep, I'd say that description fits perfectly.
Just don't ever lend this person anything again. At least that way some good will have come out of your financial loss - you'll have realised that loans between friends should always be put on a business-like footing, with agreement in writing as to the total amount to be repaid, the number of instalments and amount due on each, and if possible the dates repayments are due.
That way, you won't get yourself into this unpleasantness again. It's a tough lesson to learn, but a very wealthy great uncle of mine once said: "Never lend money to anyone, whoever it is, unless you can afford to lose it."
wimsey
2007-09-09 03:44:56 · answer #3 · answered by Anonymous · 0⤊ 0⤋
ONLY take the to court.. and get a judgement against them...
Anything else makes your case weaker, and less likely that you will ever collect.
If you get a judgement angainst them, then you have the law on your side, and you can use theem to enforce it.. even go as far as having then garner his paycheck someday....
Don't do anything foolish to lose having the law on your side.. it's way too valuable..
No matter waht, this guy will not come up with money for you real soon.. So be patient, and use the law to back you up...
Good luck.
2007-09-09 03:03:01 · answer #4 · answered by minitrail70 5 · 1⤊ 0⤋
Been there... be reasonable, question why they're spending money instead of paying you back.
If they aren't apologetic and don't offer at least some money as a token of effort... here's where it gets tough.
Yeah, give them one more chance and court is a pain in the a$$ but I guess you could threaten, but you're likely to lose the friend either way.
2007-09-09 03:04:18 · answer #5 · answered by Kaylee T 2 · 1⤊ 0⤋
It happen to me also. I did not get back my money cause that person when to heaven too early. Maybe you can try and tell them that you need money urgently. Give them an urgency that you need it very much. Don't lend money out to anyone easily the next time.
2007-09-09 03:09:23 · answer #6 · answered by tale 2 · 0⤊ 0⤋
the best way to lose friends is to loan them money, if you really dont need the money forget about the whole thing and your friendship, but if he is too good of a friend to lose, wait for your money to come back, if he tries to borrow money again remind him about the old loan that he has not returned and think about your friendship, is your friend just your friend for money and is he using you....
2007-09-09 03:04:33 · answer #7 · answered by charlie 5 · 1⤊ 0⤋
Hmmm. . . "never talk to me again" . . . is this before or after you are getting paid?
Have a payment plan, tied to his/her payday. Doesn't sound like a friend to me- make sure this evidenced in writing. If he/she can't do that, then take to court.
2007-09-09 03:04:39 · answer #8 · answered by Jonathan B 4 · 0⤊ 0⤋
Take them to court but to those courts that are on national tv!
2007-09-09 03:01:45 · answer #9 · answered by Anonymous · 0⤊ 1⤋
take them to court if its been 8 months your not going to get it back unless you take them to court its that simple.
2007-09-09 03:09:04 · answer #10 · answered by veronica 2 · 0⤊ 0⤋