No Pay day or short term loans please...thanks.
2007-09-07 14:49:44 · 9 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
No.. there arent....
You pay high interest rates specifically because you have let your credit go down the crapper...
2007-09-11 11:28:31 · answer #1 · answered by I Can Count To Potato 7 · 0⤊ 0⤋
Bad Credit Does Not Mean You Cannot Get A Loan.One of the most popular resources for researching bad credit loans is the internet. Almost all lenders have web sites that provide guidelines and information about their bad credit loan programs, and some even offer onlinemake your credit rating worse, so make sure you learn as much as possible about each lender’s program before deciding whether or not to complete an application. You can also work with an independent loan broker to help determine which lenders have programs that fit your individual circumstances.
2007-09-07 15:29:16 · answer #2 · answered by fashion d 1 · 0⤊ 1⤋
There really aren't. Most likely you'd just find scams. Loan rates are all calculated upon risk to the organization making the loan. Your credit score is pretty much the sole factor they use in assessing that risk. They only give low rates to people with good credit because statistically it is only profitable to offer lower loan rates to people with those scores. People with higher scores, as a group, default on too many to make a low rate profitable. Your best bet is to get someone with good credit to cosign or start the painful process of rebuidling your credit.
2007-09-07 15:02:54 · answer #3 · answered by Anonymous · 0⤊ 0⤋
The long term, low interest rates are only for those with good credit. You have proven to be high risk and therefore are unlikely to stick it out for the long haul, which is the only way the banks profit from low interest loans.
2007-09-07 14:58:54 · answer #4 · answered by Landlord 7 · 0⤊ 0⤋
I'm not sure about websites but I know Citi Financial, Wells Fargo & HSBC will offer loans to people with bad credit. The only problem is you may need a co-signer depending on how bad your credit is. Good Luck!
2007-09-07 15:01:08 · answer #5 · answered by rory1803 1 · 0⤊ 0⤋
If you get answers here offering you loans, they are likely to be scams that will require an up-front fee, then not give you a loan or refund the fee. Many of these show yahoo email addresses - if they were legit they'd at least have their own domain and not be using yahoo email addresses.
2007-09-07 14:54:21 · answer #6 · answered by Judy 7 · 1⤊ 0⤋
you can try prosper.com or cashcall.com
>Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.
2007-09-07 17:13:08 · answer #7 · answered by Anonymous · 0⤊ 0⤋
what kind of credit are we talking? defaulted on a loan or been a slow payer a few times. As long as it isnt too bad feel free to shoot me an email and i can probably help you out
2007-09-07 14:57:55 · answer #8 · answered by mitch w 2 · 0⤊ 0⤋
forget it , the days of cheap easy credit are over.
save, work extra jobs, be a cheapskate.
i live debt free and i am free.
2007-09-07 14:56:00 · answer #9 · answered by Anonymous · 0⤊ 0⤋