I was wondering if anyone knows of a good financal place, so u can consolidate your bills???
2007-09-07 14:21:47 · 6 answers · asked by win25_99 1 in Business & Finance ➔ Personal Finance
Those debt consolidation places will RUIN your credit. All 3 of the credit bureaus consider it a BAD mark on your credit to have gone thru a credit counseling (consolidation) service.
Avoid them like the plague, unless you want your credit to go to hell in a handbasket...
2007-09-11 11:25:03 · answer #1 · answered by I Can Count To Potato 7 · 0⤊ 0⤋
If you are on a budget and spending less than you earn, you don't need to consolidate. Just pay of your debts. If you are spending more than you earn, consolidation won't help. In either case, there is no such thing as a good place to consolidate.
2007-09-07 14:40:52 · answer #2 · answered by STEVEN F 7 · 1⤊ 1⤋
If you're trying to consolidate something like your credit card, the best place (for me) was to go and talk to my local credit union. I was able to consolidate my credit card debt at 5 percent using my car as collateral. You don't have to go through lots of hoops and paperwork to lighten your financial burden.
2007-09-07 14:32:25 · answer #3 · answered by Anonymous · 0⤊ 1⤋
I heard a t.v. talk show talked about www.prosper.com and I couldn't understand them. So I visited that site to learn about them and found it interesting. it's about people lending people money. If you need to consolidate your bills, maybe that's the place for you???
2007-09-07 15:54:03 · answer #4 · answered by Jack 2 · 0⤊ 0⤋
There are a few here...
http://www.fastlender.com/loan-type/credit-card-consolidation-loan.aspx
Good luck.
2007-09-07 14:52:00 · answer #5 · answered by perfectcreditclub 3 · 0⤊ 0⤋
your bank might be able to help you out.
2007-09-07 16:54:20 · answer #6 · answered by auggiebetrue 3 · 0⤊ 0⤋