Hi,
I was foolish and took out a car loan on behalf of ex girlfriend before she became my ex. I have full title on the car and registration. We had a notarized agreement that she would pay for the loan. pay all costs with the car ie insurance. She has failed for the past three weeks to make the first payment and made no real attempt solve the problem. I said our agreement was void and asked her to return the car. She has not replied and i believe she may have left the state with the car (maybe to Louisana but i think i know the location of where she may be living). Our agreement did not state she could leave the state with the car. What are my options. Can I report the car stolen? technically she is also driving without her own insurance on the car as i removed her from my policy. I have no confidence she can keep to our simple agreement and feel like I have been deceived. I know this mess is going cost me money but I just want the car back ASAP and sort out the car loan.i need help
2007-09-07 07:03:55 · 11 answers · asked by frankabe 1 in Politics & Government ➔ Law & Ethics
report a stolen vehicle, that will make her mad too
2007-09-07 07:11:24 · answer #1 · answered by tomcatjak 4 · 1⤊ 1⤋
If you have keys, title, registration and know the location of the car, go "repossess" it and let her sue you if she wants. When you go, ask the police to accompany you so you will not have a confrontation with her and so she will not report it as stolen. Of course, you will have to have insurance on it to drive it yourself until you sell it to pay off the loan.
It would not be truthful for you to report it as stolen by her. She had permission to drive it. As for leaving the state, unless your agreement specifically said she could not leave, she was free to go whereever that car could reasonably take her.
If you do not want to repossess the car, you can sue her now for breach of contract, and ask for the full amount necessary to pay off the loan. But if she has left the state, you will have some difficulty serving her with the paperwork.
If the loan is greater than the amount you can sue for in small claims, you should see a lawyer for help.
2007-09-07 07:18:40 · answer #2 · answered by raichasays 7 · 0⤊ 0⤋
What state are you in?
If you removed the car from your insurance and you know she is driving it you may be liable if she injures someone for the cost of their injuries. If you live in the same state as I do, you, as the car owner are responsible for keeping it insured.
That said, you should probably report it stolen. Be sure to be honest with the police but if you own the car it will be up to you to see to it that your property is protected.
You should check with the loan co to see if she made any payments.
2007-09-07 07:19:37 · answer #3 · answered by Cindy B 6 · 0⤊ 0⤋
The first thing you need to do is find out where she is.
From there, I would call her (block out ur number or call from an unfamiliar number) and let her know that if she does not give you the car within # days, you are going to report it stolen or tell her personally, if you can find her. I believe this will give you the rights to call the police and report it as a stolen car at this point. However, you must communicate this to her.
Other than that, as some have said, you basically have to take her to court. Thats not going to do you much good if you can't find her to even have her served though.
Never take out a loan or cosign for someone unless you know for sure they are good for it. I will only do it for my mom and thats only if I have collateral. lol
2007-09-07 09:10:25 · answer #4 · answered by K 3 · 0⤊ 0⤋
You cannot actually report it stolen. You have an agreement with her (even though she has reneged on it) to allow her to drive the car. I would report the situation to the police and State Highway Patrol though. If she has an accident, you are liable for all costs.
2007-09-07 07:20:19 · answer #5 · answered by sensible_man 7 · 0⤊ 0⤋
Yes if the title is in your name and she has not made any payments she indeed has stolen the car. File a report.
2007-09-07 07:13:43 · answer #6 · answered by Anonymous · 1⤊ 1⤋
Judge Judy
2007-09-07 07:11:55 · answer #7 · answered by Anonymous · 1⤊ 1⤋
I think you do need to get a lawyer to back you up on this one. Check out the link below. Good luck!
2007-09-07 07:18:22 · answer #8 · answered by Anonymous · 0⤊ 0⤋
This looks like a job for the police.
2007-09-07 08:29:14 · answer #9 · answered by Anonymous · 1⤊ 0⤋
Report it stolen.
2007-09-07 07:15:12 · answer #10 · answered by Flatpaw 7 · 0⤊ 1⤋
Repo
2007-09-07 07:11:50 · answer #11 · answered by veg_rose 6 · 1⤊ 1⤋