I just found out I'm 108 overdrawn in the bank. I owe the air conditioner guy 90 dollars and my check is only 298. My husband works out of town and needs money put in the bank. He has know idea that we are overdrawn and will be furious! I need to know what everyone else would do in this situation. I'm really just venting I know its my problem but any help would be greatly appreciated. At this point I'm trying to find ways to get the $108 so he does'nt find out. By the way it was an error on my part that caused it.
2007-09-06 05:08:17 · 10 answers · asked by TABBY 4 in Business & Finance ➔ Personal Finance
I do not understand your calculation. If your check is for $298, you are $108 overdrawn and owe $90 for air conditioning, it means you have a positive balance of $100. You can treat your self to a nice new dress and live the rest of the month on love.
Give my compliments to your wonderful husband. When his wife makes a small mistake with their money, instead of comforting her and supporting her, he shouts and terrifies her. You deserve better than that.
2007-09-06 06:00:22 · answer #1 · answered by Anonymous · 0⤊ 1⤋
With your $298 check If You put at least $109 in the bank and
pay the air conditioner guy $90 which will leave You at most $99.
Buy you a math book and study a little and practice some math exercises.
2007-09-06 05:25:32 · answer #2 · answered by Brian Sanders 5 · 0⤊ 0⤋
first call the bank to see if they will reverse any or all nsf fees...some will do this is you have never had an overdraft before...explain that this was an oversight and that the fees are causing you further hardship, second, do not lie to your husband...(and yes, not telling is the same as lying), third, call the a/c guy and explain that you had an unexpected bill come up and would it be possible for you to extend the payment a couple of weeks or can you pay him a partial payment and make an arrangement to pay the rest at a later date..also, you may be able to post date a check to the a/c guy... .good luck
ps i see you are getting grief about still having $100 left over...i realize your husband needs this for out of town expenses and you still have to eat
2007-09-06 05:23:44 · answer #3 · answered by cookiesmom 7 · 0⤊ 0⤋
You could borrow the money from a relative and py it back so much a week or month.
You could do a bit of part time work or overtime to make up your finances.
You could come clean with your husband and work out how you can both sort it out together.
You could babysit neighbours children for some extra cash.
You could make cakes and ell them to your friends neighbours and family.
You could do some sewing for people you know.
You could worj s a barmaid for a few weeks in the evenings.
2007-09-06 05:23:45 · answer #4 · answered by bri 7 · 0⤊ 0⤋
You and your husband are both at fault, You both choose to have only enough money in the bank to barely pay your bills. You both need to make cutbacks and/or work more to create a safety net so you have atleast 6 months pay in the bank for emergencies.
Spend some time on yahoo finance to learn about being financially responsible.
2007-09-06 05:15:39 · answer #5 · answered by snwbm 4 · 2⤊ 0⤋
You reported which you particularly decide for to be widespread, to be waiting to communicate to upperclassmen. To be invited to events. you in addition to mght reported which you have stable pals yet you pick for better than that. what's greater advantageous than having a team of stable pals? no longer something that i will think of of. all of us is finding for the appropriate relationship. a lot of human beings on no account discover that suitable somebody. you're a beginners in intense college, what's your rush! you won't meet that guy or woman till college. Taking pills is quite lame! the 1st situation which you should do is end. they at the instant are not doing something concrete that can assist you you. they're combating you from transforming into the guy you pick for to be. Happiness is a call. in case you at the instant are not happy then you certainly ought to make the choice to be happy. "it is purely the way i'm" is an excuse for failure. in case you pick for to be greater outgoing and nicely cherished then open up and make it take place. in case you pick for greater then make the choice to make it take place. don't be afraid.
2016-10-10 01:45:15 · answer #6 · answered by ? 4 · 0⤊ 0⤋
Sorry to hear that you have financial problems.. Short comings happen to the best of us... You can get a pay day loan to solve the immediate problem and be sure to pay it back immediately... Take on a second job to cover the extra expenses that you acquire and always be honest with your spouse.. Remind him that you are on his side as well as he is on yours... Apologize gracefully and all will be well with the both of you... I know you spent it on the house and not junk.. (SMILE)... Good Luck...
2007-09-06 05:26:12 · answer #7 · answered by genger76112 1 · 0⤊ 0⤋
You need be open with your husband about your mistake. Both of you should work together in fixing it. Even though it will be uncomfortable in the short run, it will help in the long run if you are open about things.
2007-09-06 05:19:31 · answer #8 · answered by VATreasures 6 · 1⤊ 0⤋
I would probably start by not hiding things from my spouse. Seems like a kind of strange waqy to run a marriage.
2007-09-06 05:16:49 · answer #9 · answered by Anonymous · 2⤊ 0⤋
you still have 100 dollars -- just downsize your life style and get rid of things like cable tv internet service cell phones and than you two might have some money in the bank and this would never have happen and should not happen in the future!!! when folks live payday to payday stupid things happen to them!!!
2007-09-06 05:27:22 · answer #10 · answered by Anonymous · 0⤊ 2⤋