2007-09-05 15:10:37 · 11 answers · asked by GLOW 2 in Politics & Government ➔ Law & Ethics
It depends on how much it was, the greater the amount the bigger problem it is.
Most places charge you a $15 or $20 additional charge for a bounced checks. Some banks may also charge you for having insufficient funds to cover a check. That could be another $100 or more depending on the bank.
The best practice is to have share draft protection, where if you have insufficient funds in your checking account, the bank can pull sufficient funds from your savings to cover the check.
2007-09-05 15:33:40 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Depending on how much the check was for, it will more likely cost more to take someone to court (in court fees) than it would cost to cover the bounced check. That's why companies charge fees for bounced checks and lots of people don't accept personal checks on places like eBay or at garage sales.
2007-09-05 22:19:56 · answer #2 · answered by calliope_13731 5 · 0⤊ 1⤋
Yes, if someone wrote you a check that bounced, you can sue them for the amount of the check. It's also a good idea to report it to law enforcement, because if this person passes bad checks a lot, it can grow into a felony.
2007-09-06 17:07:57 · answer #3 · answered by Hillary 6 · 0⤊ 0⤋
It can be a criminal offense in some states. It is in mine IF you wrote a check on a closed account. In Mass they can charge you for just bouncing one!
Check your laws, you might be able to get someone charged and get restitution. If not, bring them to small claims court!
2007-09-05 22:22:21 · answer #4 · answered by cantcu 7 · 1⤊ 0⤋
It depends on your state law, usually determined by the amount of the check. Some states have laws that provide automatic penalties and "liquidated damages." You can take them to criminal court, regular civil court and/or small claims court.
2007-09-05 22:20:00 · answer #5 · answered by thylawyer 7 · 1⤊ 0⤋
Depends on whether it was an accident or not. If the person is in the habit of bouncing checks , I suspect you can take them to small claims court, to get them to pay you what they owe you.
2007-09-05 22:18:44 · answer #6 · answered by fuzzykitty 6 · 0⤊ 1⤋
If they intentionally wrote a bad check then they can get criminally charged. Also you could take them to court to recover your losses for breach of contract. They wrote you a check as a promise to pay you in exchange for something and you were never paid. That's a breach of contract.
How did I get a thumbs down for a completely correct anwser? I just went over this exact thing in my contracts class. I guess my law professor is wrong.
Well, he's not.
2007-09-05 22:16:12 · answer #7 · answered by Eisbär 7 · 1⤊ 1⤋
Unless you make good on it right away, it can be turned over to the County Prosecutor who will take you to court and make you not only pay it back but also pay a fine in addition.
2007-09-05 22:16:23 · answer #8 · answered by dreamgirl 5 · 0⤊ 1⤋
If the other party has not made an effort to make good on the check and if it's for a significant amount then you should be able to sue them.
2007-09-05 22:18:52 · answer #9 · answered by Anonymous · 0⤊ 1⤋
Yes, you can go to small claims court.
2007-09-05 22:18:31 · answer #10 · answered by Anonymous · 0⤊ 1⤋