My wife has a spending problem. To give you a litte history, during a six month period during 2006 she alone spent $10,000 with vitually nothing to show for it, but maybe some clothes. If your doing the math that's $1700+ per month. She only make $1400 per month. Since she's working we have to pay $700 per month in day care, so she's really only bringing home $700 per month. Add that all up and she's at negative $1000 per month... now it's 2007 and she's gotten better. I gave her a seperate checking acct and control how much $ goes in. The problem now is that she consistently bounces the acct and every chance she gets she spends money behind my back... what do I do???? we have a kid, I can't leave!
2007-09-05 08:18:59 · 15 answers · asked by nate1013@sbcglobal.net 1 in Family & Relationships ➔ Marriage & Divorce
You CAN'T leave? Or you WON'T leave? There IS a difference.
As for her spending, she's doing it as a form of avoidance. People use shopping as a "drug" just like alcohol or pot or cigarettes or food. She needs help.
Tell her that she either gets counseling or she gets served with divorce papers...THEN CARRY THROUGH!!!
If she thinks she can continue this destructive lifestyle without YOUR wallet aiding and abetting, she'll find herself homeless pretty damned quick!
2007-09-05 08:27:20 · answer #1 · answered by Brutally Honest 7 · 3⤊ 1⤋
Wife Spends Too Much Money
2016-11-11 05:03:46 · answer #2 · answered by heyder 4 · 0⤊ 0⤋
I am happy you are not like everyone else and wants a divorce because your wife has a spending problem. She may need help from a doc some people use spending money and shopping as a type of medication. You need to take care of all the finances. Her money goes to your account. You give her money for gas and for the other things she needs to pay for though out the week. Pay her bills with her money so she can't spend it some where else. I know it sounds like your taking care of a kid but your wife needs help and guidance and your her husband. Keep your head up. You said it yourself she got better in one year almost. The Best of luck.
2007-09-05 08:41:06 · answer #3 · answered by gia00601 3 · 0⤊ 0⤋
This Site Might Help You.
RE:
My wife spends too much money, what should I do...?
My wife has a spending problem. To give you a litte history, during a six month period during 2006 she alone spent $10,000 with vitually nothing to show for it, but maybe some clothes. If your doing the math that's $1700+ per month. She only make $1400 per month. Since she's working we...
2015-08-14 00:59:04 · answer #4 · answered by Anonymous · 0⤊ 0⤋
you can and should leave
divorce her now
or the damage and you credit profile will get worse
either that or take full control of all the finances, tell her to give her the paycheck and you control, invest ( retirement ) for the future and she lives on a stipend, if she refuses, divorce, there is no other way when it comes to a person who has emotional issues and attaches it to money
it's far worse than drugs and alcohol
she does not respect / value / know the power of money
the trouble is you knew this before you married her
as this is one of those problems she had for quite some time
having a child and hoping it would settle down was another mistake you made
now divorce and get on with your life
the child will be fine
2007-09-05 08:31:14 · answer #5 · answered by Anonymous · 1⤊ 0⤋
wow.. you guys need some serious financial help.
Serious. That kind of debt is not good.
Does she have a psychological problem?
I would suggest the two of you go into financial counselling and marriage counselling to get this problem dealt with.
have you sat down with her to show her the numbers?
I would take away the chequing account and the bank debit card and all the credit cards. I would also pull out copies of both of your credit ratings so she can see what her personal standing is.
Also, scare her to death... let her know that if ANYTHING happened to you... accident to god forbid - death! she'd be in the poor house in seconds...
Get it together. Your local public library will be able to tell you about inexpensive resources in your area for this kind of help and support.
2007-09-05 08:26:58 · answer #6 · answered by teritaur 5 · 1⤊ 0⤋
If you love her you don't leave over a spending habit. She needs help though cus its putting your marraige in a bind. Go to marraige counseling wich will probably lead her into her own addiction counseling cus yes shopping can become a nasty addiction. She needs to be aware that her family is falling apart because of it. Good luck
2007-09-05 08:30:30 · answer #7 · answered by youcandoit 4 · 0⤊ 0⤋
Take away the checking account all together and give her a cash allowance. Don't give her anything beyond that, no matter what she says. She is being destructive to your families well being and if she won't control her self, it's your job as her husband to control it for her. She may not like it, but too bad, she is being ridiculous and selfish.
2007-09-05 08:28:06 · answer #8 · answered by Sweet Suzy 777! 7 · 2⤊ 0⤋
I don't know if its a situation for divorce but you need to cut her off. Don't give her access to the money anymore. Give her a certain amount of cash every week and tell her that's all she gets. Pay the bills and household expenses yourself. Make sure your kid has what he/she needs. That's it!
2007-09-05 08:28:58 · answer #9 · answered by Meichelle 3 · 0⤊ 0⤋
I am constantly amazed by stupid answers---after all this time, I don't know why...
the counselling thing, wunnerful. by all means---but first, you need to seperate your finances and make your money unavailable to her. tHIS is do-able, talk to a pro. you need to limit your liability and seperate your finances.
as for these ******* who suggest divorce, pay no attention. It could be a lot worse. She could be a drunk, a druggie, a kleptomaniac, a nymphomaniac, a compulsive gambler, liar, whatever...you have kid. You need to maintain your relationship with her and make the things (your money) that are causing/enabling problems unavailable to her----then seek help.
When you seek help, spend some time and effort on listening
2007-09-05 08:36:30 · answer #10 · answered by Anonymous · 2⤊ 1⤋