Prices are crazy here in TX. We would pay $800 every 6 months for our son to drive our car. And he can't drive one of them, because we only have liability insurance on that one (he might make a mistake and cream the car and we'd have no insurance to fix it--our daughter already did that with the other car!).
Is it fair to tell him he can't get a dr. license until he can pay for the insurance? In our state, you can get a license at 16, but we've made him wait.
2007-09-04 07:59:20 · 8 answers · asked by TX Mom 7 in Pregnancy & Parenting ➔ Adolescent
First id get him his permit, he can just be covered by your policy until he gets his actual license. ( this is now it is here im not sure about TX)
Then tell him to get an after school, and weekend job, let him earn the money..... Get him a used car... a cheap one because we alll know they will tear up the first...... just put liability on it, if it gets wrecked your not out alot nor is their a loan on it...... Because liability will cover the medical if in a wreck. this will cut down on the price ALOT. The company might make you sign a form he wont drive your vehicles until is over 18 or 21.
He will be paying high rates for years to come,..... until he is about 25....
I am a firm believer that the child should help pay for auto insurance, and all vehicle maintaince. This is one way to teach them the value of money, and responsibility. My son has been cutting lawns, and doing a paper route for 2 years to save for this big event. And he cant wait to get a job...... ( Haha wonder how well he will like working once he has an actual job lol)
U can also have a teen cam installed it will lower the cost also..... My insurance company pays to install it and its FREE..... Yes if he has a wreck it will tell on him if he was at fault, but then again it might keep him from taking the blame also....... It sends the parents weekly reports on driving habits, like hard breaking, fast or dangerous driving ect.... We all know that we all behave better when we know we are being watched......... So they will drive safer because if not they are busted...... ( the insurance company ONLY gets the report if there is an accident !!!!) SO its the parents job to handle the poor driving otherwise....... If i put him on mine id be looking at over 200 a month..... because simply they would put him in the vehicle with the highest price tag.......
2007-09-04 15:11:01 · answer #1 · answered by tammer 5 · 0⤊ 0⤋
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RE :HOW MUCH is your car insurance for your 17 yo boy?
Prices are crazy here in TX. We would pay $800 every 6 months for our son to drive our car. And he can't drive one of them, because we only have liability insurance on that one (he might make a mistake and cream the car and we'd have no insurance to fix it--our daughter already did that with the other car!).
Is it fair to tell him he can't get a dr. license until he can pay for the insurance? In our state, you can get a license at 16, but we've made him wait.
Follow 7 answers
2016-08-18 11:04:00 · answer #2 · answered by Adrienne 6 · 0⤊ 0⤋
I have a 16-year-old son. I pay $65/month now for JUST ME for one car......when I add him, it's going to be $240/month. I think that is utterly ridiculous. But what can we do??
I think it is absolutely fair to tell him that he has to at least help pay for the insurance. I told my son he would have to pay $100/month plus his own gas money or he just wouldn't get to drive.
2007-09-04 08:05:11 · answer #3 · answered by Anonymous · 0⤊ 0⤋
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