if location will not good then i will ajust .......
2007-09-03 04:36:54 · 27 answers · asked by goloo 1 in Beauty & Style ➔ Other - Beauty & Style
Search on Google by typing: "Multiplying money"
2007-09-05 18:50:08 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you aren't doing so already, when you get your paycheck your first step should be to pay yourself a certain amount and put this into a savings account you won't touch. If you pay yourself first, you'll be forced to live off the balance. When your savings starts to accumulate, it's addictive! Direct deposit paychecks to your bank and set up an online account at your bank where you can easily transfer funds from your checking to your savings--the easier you can make yourself save, the better.
David Bach refers to the "latte factor," for example how much money one can save by just skipping their one latte at a coffee shop each day. What's your latte? For some it's coffee; for others it's eating out too much, buying unnecessary items, etc. Here's a great tip: Let's say you want to eat out tonight but you know you want a house more. Whatever you meal would have cost ($3 to $40+), if you can resist and go home and eat, take the money you saved by bypassing the restaurant and deposit it directly into your savings. Don't let your short-term desires stop you from reaching your long-term goals...your long-term goals might be closer than you think :)
If you're already paying yourself first and doing all of the above, try advancing on the job in any way you can by making yourself indispensable to your employer. Don't ask your boss for a raise, but you that you would be quite willing to take on more responsibility for more income and learn new things in order to meet your goals and be an asset to your company.
Why not post your favorite picture of your typical dream home and location prominently at work and at home, even on your computer desktop as your background? Visit open houses as further incentive to save to meet your goal. Don't get discouraged along the way. You would be surprised how many personal bankers are willing to work with you in setting up a savings plan; the smart bankers will know someday they'll have all your business.
You may have a very close relative you might be willing to loan you the down payment, but I discourage this, as making your first mortgage payment and related house bills will be enough of an obligation without adding on a family loan.
You may not be able to afford your dream home from the very start, but you should be able to move to that beautiful location in the meantime. Best of luck!
2007-09-03 11:50:48 · answer #2 · answered by Bella 2 · 0⤊ 0⤋
well. there are a few options.
1) buy a not so beautiful house in a beautiful location.(can u afford it? if not, go on to the others)
2) but a beautiful house in a not so beautiful location.(theres some more options)
3) buy a not so beautiful house in a not so beautiful location.
4) buy a lot in a beautiul location, and hire some house builders, and have them build your dream house.
5) go ALL OUT and borrow some money so you can buy a beautiful house in a beautiful location!
sorry if this doesn't help. im a 12 year old trying to help people. but if it does help, your welcome! = ]
2007-09-03 12:01:38 · answer #3 · answered by xhedgehogsrockx 3 · 0⤊ 0⤋
Describe "beautiful"... for many people, a home that is debt free, in a neighbour hood that is full of family and friends, filled with a loving family or roommates would be a "beautiful" house.
Then you go out and buy what you can afford and keep doing good things, earn and save. Finally, at some point "trade up".
You will surely have that beautiful house -- now and always.
Good luck.
2007-09-03 11:50:13 · answer #4 · answered by Rob-SD 1 · 0⤊ 0⤋
Save up. Pay all your bills. Develop good credit. Visit a bank. Ask what you can afford. Then go for a house worth 3/4 of that, because banks always tell you to go higher than you should. And realtors always show you crappy houses in your range to get you to spend more, so do your homework on the houses you want.
2007-09-03 11:46:00 · answer #5 · answered by A Fic Fan 2 · 1⤊ 0⤋
Lage Raho Munnabhai.
2007-09-04 06:22:17 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Pray
2007-09-03 12:21:15 · answer #7 · answered by Rana 7 · 0⤊ 0⤋
save up some money
get an education and a high paying job
move to places where houses are cheaper like idaho
2007-09-03 11:42:32 · answer #8 · answered by Anonymous · 0⤊ 0⤋
simple solution-make more money.
oh and to the idiot that said "rent to own", do NOT do that, it's a horrible idea and not a wise investment. The best thing to do if you can't afford a dream home, is to buy an affordable one and then flip it. It is wise to have an asset.
2007-09-03 11:41:10 · answer #9 · answered by Anonymous · 3⤊ 0⤋
Save your money and keep your credit clean. We're in a buyer's market now, and will be for a long time.
2007-09-03 11:40:21 · answer #10 · answered by Anonymous · 0⤊ 0⤋