why as a single mother i can't save money? how do you save money and pay bills?

Question

money problems

Answer 1

consider asking yourself during this week what have you bought that is not neccesary if u did buy something that is ur answer btw clothing does count i believe u have a entire range of clothing already

Answer 2

Its hard when the bills and money come in at different times. I am single, but not a mother. I sat down and wrote down what my bills are and what i have coming in money wise. I have an account at the bank that i have just to put money away. Each week i put in a little here and there. I set a budget. I know what i can afford and what i can not afford. There are things i want to buy, but do i really need it?!? I know being a mom is a little different though. I admire you. Its not a easy job.

Answer 3

your not able to save at this time because your budget is not able to handle your overhead.

yes, we all live from pay check to pay check

but if the two ends never meet in one month and then carry over to the next month - you are still behnd and owe someone - if not more or you didn't pay them what was due or you incurred late fee(s) which put you further in debt.

anyway, here's my best advice.

consult the following: www.moneymanagement.com

they will help you get you on a budget and aid you with your creditors. and most importantly show you how to save.

concentrate on making adjustments to live within your financial means or increase your flow of income.

i know easy to say/type

knowing that you are not alone in this battle.

i am proud of you and all single moms!

Answer 4

you should be able to save 10% of your net earnings. if you're spending all 500 of your 500 pocketed each week, you need to save 50 , then spend the 450. the 50 goes to the bank as savings for serious matters, not , for ie, concert tickets. if you cannot save 10%, you need to cut back in your spending. if you do not, you will eventually miss payments somewhere and it will begin an endless cycle of problems for you. btw, the 450 includes paying bills. good luck.

Answer 5

I know it's easier said than done, but just make a budget every month and divide by paycheck by what you can set aside for bills, food, rent, etc.

If you end up in the negatives, then you may have to see if you can cut corners here and there to make ends meet. I know it's hard, but it will get better

Answer 6

Always pay yourself first! Only if it is a little bit each week, it will add up in the long run. If you paid yourself only $25 dollars a week for a year you would save up $1300.

Answer 7

Honestly, you are not giving enough information for us to offer a realistic solution or a means to an end. What is your income? what are your expenses? do you pay child care? are you collecting child support? do you qualify for low income housing, universal lifeline (low income phone program), discounted utility bills?

There are a lot of suggestions, but I would need more info to offer you advice. Also, what state (US?) do you live in?

Answer 8

You can save money by bringing your own lunch to work, buying grocery in bulk,eat at home,if possible save on transportation by carpooling.

Answer 9

Try this site: http://cuturl.com?948902 it can make you good money and it is easy to do. There are no fees and it pays out every Friday. It is one of the few work at home websites that has made me good money consistently. Or try one of these other good work from home websites on this site: http://cuturl.com?622047

Answer 10

You must simply cut your expenses or make more money. There is no other solution!!!!!!!!!