Can someone help me out.... I need info on cancelling a post dated check..?

Question

I post dated a check for Tuesday to an online college and just found out that it had a lot of bad press.... outdated materials and so on. I definately learned my lesson! My question is since I cancelled the postdated check (which they encouraged me to write anyways) can they still deduct money from my checking account? I didn't give them anything on my debit card just that one particular check (over the phone). Also since I didn't sign anything OR recieve any materials (since materials weren't going to come until check was cleared anyways) can they hold me responsible for anything? I would think not considering I signed NOTHING. Thanks.

Answer 1

Cancelling a check is legal and prevents payment of the check. The date on the check is not relevant.

However, if you presented a check with the intention of then cancelling it, you would be committing an offense.

In this case, it sounds like you are fine. You didn't sign a contract, so you can just cancel the check without problems. I would let them know though that you did this, so that they don't present the check. If they are charged a fee related to the check, it would be reasonable for them to bill you for the fee.

Answer 2

Call your bank and give them the check number and all the data they can stop payment for you, it's not a problem..

Answer 3

Contact your bank Tues. AM stop payment will cost $30 bucks but better than more.

Answer 4

you do no longer even could "combat it." only forget approximately approximately him. make certain you keep information of his telephone calls and emails. IF he's taking you to courtroom or information quotes (unlikely he will accomplish that) then you easily can difficulty approximately it then. His habit is such which you're suited to no longer want to stay there, and that i think of any existence like guy or woman could see your area.