I've seen it happen a million times out here in the vanity of Orange County - but I'm still looking forward to payday.
I'm digging the comforts of "financial security"... though I'm not very frugal with my loot.
do you agree with this saying?
and how do you keep your bank account stable?
2007-08-30 11:47:29 · 7 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
most folks never learn the value of my favorite saying "you work hard for your money -- make it work twice as hard for your"!!!
2007-09-03 08:43:03 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I agree TBone.
Im 35 now. But when I was your age, I buried myself in debt and had to file bankruptcy...that hurt for several years of my life...
Since then, Ive cleaned up my credit really well. I pay cash for EVERYTHING - if I dont have the cash, then I dont need what I want to buy. That simple. I also opened a high interest savings acct with ING.com and whenever I get a new paycheck, I toss whatever I have left from last month in there - it comes in handy for car repairs and other unforseen problems. I try not to impulse buy - if I pick something up, I will make one lap around the store - by then, 90% of the time I put the item back on the shelf, realizing I dont need it, just want it. Also, I realize that I am quite comfortable with what I make - so whenever I get a raise, I sock that away as well, before I even see it - it is never missed, and nice to find in a bank waiting for you!
Good luck man!
2007-08-30 18:56:10 · answer #2 · answered by ? 5 · 1⤊ 0⤋
It can be . What I do is to plan by putting some money in this account and some in the bank account but both with transferable options and reconcile it at the end of the month or quarter. Sometimes it means saving at inopportune times but it takes will power and some fiscal restraint but you can do it.
2007-08-30 19:20:44 · answer #3 · answered by Dave aka Spider Monkey 7 · 1⤊ 0⤋
Discipline . More money spent on helping others if more made available could cause more problems or alleviate them if what was bought was of use could lead to pattern being broken. Pattern of wide spread misuse of funds like playing stockmarkett done by big money in other ways as well.
2007-09-03 17:25:03 · answer #4 · answered by darren m 7 · 0⤊ 0⤋
An old shade tree mechanic had this sign hanging in his garage: The cost of living is always the same:all you make.
2007-08-30 19:27:01 · answer #5 · answered by dtwladyhawk 6 · 1⤊ 0⤋
Set your priorities. First, necessities. Then, luxuries. And one of the necessities is a set savings amount that you don't touch. You want mad money? Then you have a separate mad money account.
2007-08-30 20:00:52 · answer #6 · answered by gldnsilnc 6 · 1⤊ 0⤋
good question, it depends upon personality, someone can spend it efffectively, and someone(like me:) ) cant
2007-08-31 14:56:47 · answer #7 · answered by elka 1 · 0⤊ 0⤋