Would you file charges?

Question

Would you file charges?
I have reason to suspect that my EX hubby has used my children's information to attain credit. We are still on good terms dispite the divorce..etc. I haven't confronted him about this yet. I won't put up w/ this though. I just don't think that anyone else would have their information. And the ones who would have it would never damage their future like that. So, my question to you is...

Would you file charges against your EX if you were in this situation?

Should I just go straight to the police and file a report (as if I didn't suspect him)? Or, should I ask him about it first?

In order to obtain a minor's credit report, a mail-in request must be submitted. So, I'm collecting all the neccessary info to get that done.

Answer 1

Quicker than you can say hell yea. If he didn't do it the police will be able to figure it out.

Answer 2

Oh boy do I know where you are comming from! I have been here too...and just got done with spending THREE years trying to get my 10 year olds credit report cleaned up! YES THREE YEARS!
I divorced my daughters dad when she was only three. About two years after the divorce my daughter started getting calls on her credit card and electricity bill!!!!!!
I ended up having to get an attorney because one utility company in another state took us to court. I had to fly my daughter and I all the way down there so she could walk into court and the attorney could see she was only 5 at the time. I even had to bring her birth certificate!
First thing, first...if you want to confront your ex go right ahead. Maybe it wasn't him, it could be someone else unknown to you who some how got your child's Social security number. Once you find out for sure...press charges. My ex got it for credit card fraud. It was a mess...but If I hadn't done anything about it my daughter's credit would have been shot even before the age of 16. She wouldn't have been able to get that first loan for a car...or for that matter student loans for colleage.
Also you can go to your local credit agencey and explain what is happening...they can help you clean up the what has happened to your childs credit.
Good luck!

Answer 3

Hi and good morning....This is what I would suggest, I would approach him in a manner that you don't expect him but let him know that 'someone' is using the children's info to obtain credit and see what his reaction is. Tell him that you are 'thinking' about calling the authorities about the situation and pressing charges. If he acts like he knows something or acts suspicious then I would proceed with your plan. It's a shame when an individual does this type of thing to a child. It's pathetic. Have a wonderful day!

Answer 4

Anything regarding your children, I would take full attention to... If you know that your children's information has been tainted with I would go STRAIGHT to the police. Don't worry about the relationship between the 2 of you. You can still tell the police who suspect that it was your ex-husband
and they can investigate. After you have filed the report you can talk to your ex and tell him about your children's' credit, you don't have to necessarily
tell him that you filed charges. And if he didn't oh well you have to think of your children's' well-being and their futures.

Answer 5

Absolutely!!!! But you need to be sure that he did it. I mean 100% sure. If he did, he is a jerk. I would also find out where the credit is. Example, If he got a credit card at capitol one. Once you get the credit reports, I would call everyone of them and then let them know that it is a minor SS#. File charges accordingly and put some kind of safe gaurd on your kids SS#.

Answer 6

OHHH that is a good one. Just run a credit check on them and if there is activity, go to the police. You can pretend you didn't know it was him but since the report will already be filed, it will be easy to push the issue.

Answer 7

I'd talk with the States Attorney first. Some or in my opinion, most cops will tell you it's a Civil matter anyways. You'd have to have alot of proof to involve the cops. The states attorney however, could and SHOULD look into this matter NOW!!

IF they do FIND he has done this to your kids, then there is reason for the cops to step in. IF the SA doesn't find it to be true, you can say, I'm sorry! And move on.

Good Luck

Answer 8

What I will suggest you to do first is to go to the SS # office so you can find out if the social have being used for credit or maybe asked them how can you find out if your kids name's have being used for credits or any other that migth affect their future .. With proves of this you can go to get advice with a lawyer they will charge you maybe $20 - $40 for advice but it can be worth it if you can't afford it then seek for legal aid it is free & then proceed with charges if all this is true & if it is not him who ever it is you will need to press charges against them but don't talk about this with your ex or any close relative that can advice him of what is going on ..... Good luck & best wishes!!!

Answer 9

Hell yes you should.
Ask yourself this. Who do you care more about? Your kids or your Ex Husband? If you dont file charges against him you are taking his side over theirs.
Maybe you think its no big deal but it is. Hes ruined their credit history before they even got started in life.
Great guy there, hes a jerk who needs a *** kicking. Doesnt deserve to be allowed to be around your kids.

Answer 10

I think I would speak to him first. let him know that you believe someone has used your childrens info. I wouldn't point fingers, but just bring it up casually. Let him know that your going to the police to file a report. See what reactions he may give to this info. Then I would change your childrens social security numbers a.s.a.p. you don't want there future to be damaged anymore then it possibly is.

Answer 11

If you trust him enough to give you an honest answer sure go to him.. but what is that going to do?

I get along with my ex, and if he did that with my kids I would go straight to the police and report it, I would tell him I never would have thought it was him that would hurt his kids like that, so thats why I went to the police. If he gets arrested thats his problem..