I had a bill collector call my job. I requested they not call me at work and disconnected the call. They proceeded to call back several times after that (3x in 10 minutes). Don't I have some rights? Also, they are a debt purchasing agency that my debt was sold to. What can I do?
2007-08-28 09:43:29 · 8 answers · asked by leesa_ann_69 1 in Business & Finance ➔ Other - Business & Finance
that is ILLEGAL! read this:
http://www.thefreelibrary.com/Bill+collector+blues%3a+when+payments+are+past+due+and+collectors+come...-a019262624
2007-08-28 09:50:42 · answer #1 · answered by Addie 2 · 0⤊ 0⤋
The federal Fair Debt Collection Practices Act (FDCPA, 15 U.S.C. § 1692 and following) bars collectors from calling you at work, harassing you, using abusive language, making false or misleading statements, adding unauthorized charges, and many other practices. Under the FDCPA, you can demand that the collection agency stop contacting you (except to tell you that collection efforts have ended or that the creditor or collection agency will sue you). You must put your request in writing.
2007-08-28 10:00:19 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Last time that happened to me (ages ago) I got the law that states no collectors are to call the debtor's employment. I then typed a letter saying that the collectors are in violation of the law (quoted the law) and are liable for civil damages from (and add the company's name) for which I have to testify in their behalf in conjunction with the phone recordings. I mailed them this letter and they never called again and the debt lapsed into oblivion.
2007-08-28 09:58:34 · answer #3 · answered by My Final Answer 3 · 0⤊ 0⤋
Try to make the payment as it will stop their calls and most importantly you will be saved from taking a bigger hit on your own credit ratings. If you cannot make payments, tell them to stop calling you. You can record their calls and approach a lawyer. Try to avoid this as it will affect your credit rating badly and it would be very difficult to procure any personal loan, home loan or even a credit card in future.
2016-05-20 02:48:02 · answer #4 · answered by ? 3 · 0⤊ 0⤋
take the call next time and get as much information as you can. Get the number to call them back, their name, their supervisors name, the name of the company etc...Be polite and let them know you are going to pay.
Then report their *** for illegally calling you at work!
2007-08-28 09:55:59 · answer #5 · answered by Joseph T 4 · 1⤊ 0⤋
The next time, have your employer state.
"do not call Mr. Doe at this number". Get their name/number and report them.
2007-08-28 09:51:47 · answer #6 · answered by Squat1 5 · 0⤊ 0⤋
Pay your bills.
2007-08-28 09:51:16 · answer #7 · answered by regerugged 7 · 1⤊ 0⤋
check this link its good
http://workathomefreelancingdataentryworks.blogspot.com/
.
2007-08-30 04:07:32 · answer #8 · answered by Anonymous · 0⤊ 0⤋